SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING
Transaction
Amount
Amount on Record
Tax
$333.30
Amount Accuracy
Full Value
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
4528 WHARF RD SOQUEL CA 950732132, SOQUEL, CA 95073-2132
Mortgage
Document Number
38836
Date
Dec 10, 2019
Instrument
38836
Lender
Name
JG WENTWORTH HM LNDG
Address
WOODBRIDGE, VA 22192
Agreement
Amount
Amount on Record
Term
360 Months
Due
Dec 9, 2049
December 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Dec 27, 2018
Property Address
4528 WHARF RD, SOQUEL, CA 95073-2132
Document Number
0000038540
Instrument Date
Oct 23, 2018
Instrument
38540
Transaction Type
Transfer
Record Updated
Jan 18, 2019
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
9559 HARVEST GOLD CT SACRAMENTO CA 958273274, SACRAMENTO, CA 95827-3274
September 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Sep 24, 2018
Property Address
4528 WHARF RD, SOQUEL, CA 95073-2132
Document Number
0000028930
Instrument Date
Aug 31, 2018
Instrument
28930
Transaction Type
Transfer
Record Updated
Nov 22, 2018
Title Company
OTHER
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
4528 WHARF RD SOQUEL CA 950732132, SOQUEL, CA 95073-2132
Mortgage
Document Number
28931
Date
Sep 24, 2018
Instrument
28931
Lender
Name
JG WENTWORTH HM LNDG
Address
WOODBRIDGE, VA 22192
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 23, 2048
November 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Nov 13, 2017
Property Address
4528 WHARF RD, SOQUEL, CA 95073-2132
Document Number
0000038042
Instrument Date
Nov 7, 2017
Instrument
38042
Transaction Type
Transfer
Record Updated
Dec 4, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
9559 HARVEST GOLD CT SACRAMENTO CA 958273274, SACRAMENTO, CA 95827-3274
Tax Assessment & Valuation
The 2025 property tax bill for 4528 Soquel Wharf Rd was $14,676.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Secondary School District
Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District
Soquel Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$836,021 (-26.72%)Land $627,016Building $209,005
2025
$14,676.00
$1,140,834Land $722,739Building $418,095
2023
$13,387.00 (+48.65%)
$1,096,534Land $694,674Building $401,860
2022
$9,006.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 4528 Soquel Wharf Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 21 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
21 in force
Nearby Flood Claims
7 (2016–2023)
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4528 Soquel Wharf Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
Surfnet Communications Fixed Wireless
100 / 20
May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.