Santa Cruz County property record for 4530 Soquel Wharf Rd, Soquel, CA 95073 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 924 sqft Living Area |
| Lot Size | 4,443 sqft (0.102 acres) |
| Garage | Attached, 240 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,940.00 (2025) |
| Primary APN | 030-211-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,164 sqft Gross Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood Construction |
| Lot Area | 4,443 sqft (0.102 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | 18 sqft Deck |
| Patio Area | 18 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4530 SOQUEL WHARF RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | RODEO RHO |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 122005 |
Source: Santa Cruz County records · APN 030-211-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4530 SOQUEL WHARF RD, SOQUEL, CA 95073 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Mar 10, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4530 WHARF RD, SOQUEL, CA 95073-2132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009000 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2017-0009000 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4530 WHARF RD, SOQUEL, CA 95073-2132 |
| Document Number | 0000009001 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4530 WHARF RD SOQUEL CA 950732132, SOQUEL, CA 95073-2132 |
| Document Number | 0000009001 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 9001 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $50,522 (+2%) Land $13,670 Building $36,852 | |
| 2025 | $1,940.00 (+148.72%) Homeowner's exemption | $49,531 (+4.04%) Land $13,402 Building $36,129 |
| 2023 | $780.00 (+2.63%) Homeowner's exemption | $47,608 Land $12,882 Building $34,726 |
| 2022 | $760.00 |
4530 Soquel Wharf Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 11th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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