4555 E Point Dr, Cumming, GA 30041 Property Records

Forsyth County property record for 4555 E Point Dr, Cumming, GA 30041 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,056 sqft · built 2001
Lot Size0.77 acres (33,541 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Jul 2026)
Tax Bill$6,198 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN227-000-281

Property Details

APN / Parcel Number

Primary APN227-000-281
Alternative APNs
  • 000000057220
  • 0000175138
  • 227 281

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area3,056 sqft Living Area
1st Floor Area1,520 sqft
Basement Area1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area33,541 sqft (0.77 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area104 sqft
Deck AreaDeck Area
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000175138
Street Address4555 E POINT DR
CityCUMMING
StateGA
Zip30041-9457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-1 167 LT 339 UN 9B CRC
Legal SubdivisionCHAT RIVER CLUB
Legal Block1
Legal Lot Number339
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group1
Census Block1000
Census Tract130508

Owner

Source: Forsyth County records · APN 227-000-281

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4555 E POINT DR, CUMMING, GA 30041-9457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE ISAOA
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2026 · Amount on Record
Deed SaleJul 08, 2026 · Amount on Record
Prior SaleApr 22, 2009 · Amount on Record
Deed Document Number2026
Deed Book / Page11903 / 681
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFORSYTH GA
Recording DateJul 08, 2026
Property Address4555 E POINT DR, CUMMING, GA 30041-9457
Document Number1190000681
Book / Page11903 / 681
Instrument DateJul 08, 2026
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$85,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4555 E POINT DR, CUMMING, GA 30041-9457

Mortgage

Document Number1190000682,
DateJul 08, 2026
Book Page11903/682
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4555 E POINT DR, CUMMING, GA 30041-9457
Transaction TypeMortgage
Record UpdatedJun 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4555 E POINT DR, CUMMING, GA 30041-9457

Mortgage

Document Number0100820000000607
DateApr 16, 2021
Book Page0000010082/0000000607
Lender
NameBETTER MORTGAGE ISAOA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2041

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4555 E POINT DR, CUMMING, GA 30041-9457
Document Number0090390374
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4555 E POINT DR CUMMING GA 300419457, CUMMING, GA 30041-9457

Mortgage

Document Number0090390374
DateSep 20, 2019
Book Page009039/000374
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 19, 2039

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,198.00 (+1.52%) Homeowner's exemption Additional exemption filed$311,772 (+10.23%) Land $72,000 Building $239,772$779,430 (+10.23%) Land $180,000 Building $599,430
2024$6,105.00 (+12.37%)
2023$5,433.00 (-4.3%) Homeowner's exemption$282,832 (+43.23%) Land $60,000 Building $222,832$707,080 (+43.23%) Land $150,000 Building $557,080
2022$5,677.00 Homeowner's exemption$197,468 Land $40,000 Building $157,468$493,670 Land $100,000 Building $393,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171305081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 12% of Georgia
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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