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4605 E Point Dr, Cumming, GA 30041 Property Records

Forsyth County property record for 4605 E Point Dr, Cumming, GA 30041 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,280 sqft · built 2001
Lot Size0.97 acres (42,253 sqft)
OwnerCompany Name on File
Last Sale$661,000 (Jul 2021)
Tax Bill$3,978 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN227-000-279

Property Details

APN / Parcel Number

Primary APN227-000-279
Alternative APNs
  • 0000211282
  • 227 279

Interior

Bedrooms6 Beds
Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,280 sqft Living Area
1st Floor Area1,622 sqft
Basement Area1,622 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area42,253 sqft (0.97 acres)
Garage Area641 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area117 sqft
Deck AreaDeck Area
Patio Area612 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000211282
Street Address4605 E POINT DR
CityCUMMING
StateGA
Zip30041-1542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-1 167 LT 337 UN 9B CRC
Legal SubdivisionCHAT RIVER CLUB
Legal Block1
Legal Lot Number337
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group1
Census Block1000
Census Tract130508

Owner

Source: Forsyth County records · APN 227-000-279

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4605 E POINT DR, CUMMING, GA 30041-1542
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC HOME MORTGAGE
Apr 25, 2020Deed of Trust, Mortgage · Line of Credit
AMERIS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Document Number20218882
Deed Book / Page10256 / 444
Prior Transfer DateDec 10, 2009
Prior Transfer Doc0056010510
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH GA
Recording DateJul 15, 2021
Property Address4605 E POINT DR, CUMMING, GA 30041-1542
Document Number0102560444
Book / Page10256 / 444
Instrument DateJul 15, 2021
Instrument2021-008882
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 E POINT DR, CUMMING, GA 30041-1542

Mortgage

Document Number0102560000000445
DateJul 16, 2021
Book Page0000010256/0000000445
Lender
NameATLANTIC HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4605 E POINT DR, CUMMING, GA 30041-1542
Document Number0093840550
Instrument DateApr 25, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4605 E POINT DR CUMMING GA 300411542, CUMMING, GA 30041-1542

Mortgage

Document Number0093840550
DateJun 01, 2020
Book Page009384/000550
Lender
NameAMERIS BK
TypeBank
AddressALPHARETTA, GA 30004-3890
Agreement
TypeLine of Credit
Term180 Months
DueMay 31, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,978.00 (-1.14%) Disabled Person's exemption Veteran's exemption Additional exemption filed$323,536 (+9.94%) Land $72,000 Building $251,536$808,840 (+9.94%) Land $180,000 Building $628,840
2024$4,024.00 (+16.6%)
2023$3,451.00 (-6.25%)$294,288 (+37.5%) Land $60,000 Building $234,288$735,720 (+37.5%) Land $150,000 Building $585,720
2022$3,681.00$214,020 Land $40,000 Building $174,020$535,050 Land $100,000 Building $435,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171305081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 12% of Georgia
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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