4535 E Point Dr, Cumming, GA 30041 Property Records

Forsyth County property record for 4535 E Point Dr, Cumming, GA 30041 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,018 sqft · built 2001
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Feb 2017)
Tax Bill$7,251 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN227-000-248

Property Details

APN / Parcel Number

Primary APN227-000-248
Alternative APNs
  • 0000160316
  • 227 248

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,018 sqft Living Area
1st Floor Area1,579 sqft
Basement Area1,579 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2003
Exterior MaterialOther
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area31,799 sqft (0.73 acres)
Garage Area462 sqft

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Shed1 Shed
Shed Area193 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000160316
Street Address4535 E POINT DR
CityCUMMING
StateGA
Zip30041-9457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-1 167 LT 217 UN 9B CRC
Legal SubdivisionCHAT RIVER CLUB
Legal Block1
Legal Lot Number217
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group1
Census Block1000
Census Tract130508

Owner

Source: Forsyth County records · APN 227-000-248

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4535 E POINT DR, CUMMING, GA 30041-9457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Line of Credit
GEORGIAS OWN CREDIT UNION
Oct 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleOct 08, 2009 · Amount on Record
Deed Document Number20171606
Deed Book / Page8113 / 617
Prior Transfer DateDec 14, 2015
Prior Transfer Doc0076050583
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4535 E POINT DR, CUMMING, GA 30041-9457
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4535 E POINT DR, CUMMING, GA 30041-9457

Mortgage

Document Number0107730000000682
DateJul 15, 2022
Book Page0000010773/0000000682
Lender
NameGEORGIAS OWN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 01, 2047

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4535 E POINT DR, CUMMING, GA 30041-9457
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4535 E POINT DR, CUMMING, GA 30041-9457

Mortgage

Document Number0104200000000274
DateOct 08, 2021
Book Page0000010420/0000000274
Lender
NameSTEARNS LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,251.00 (+2.05%) Homeowner's exemption Additional exemption filed$341,696 (+8.76%) Land $72,000 Building $269,696$854,240 (+8.76%) Land $180,000 Building $674,240
2024$7,105.00 (+9.53%)
2023$6,487.00 (-2.83%) Homeowner's exemption$314,184 (+43.77%) Land $60,000 Building $254,184$785,460 (+43.77%) Land $150,000 Building $635,460
2022$6,676.00 Homeowner's exemption$218,528 Land $40,000 Building $178,528$546,320 Land $100,000 Building $446,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171305081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 12% of Georgia
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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