45548 Elm St, Indio, CA 92201 Property Records

Riverside County property record for 45548 Elm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 532 sqft · built 1986
Lot Size	0.179 acres (7,840 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Apr 2013)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-181-047`

Property Details

APN / Parcel Number

Primary APN	`608-181-047`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	532 sqft Living Area
Gross Area	1,156 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Tile
Lot Area	7,840 sqft (0.179 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	608181047
Street Address	45548 ELM ST
City	INDIO
State	CA
Zip	92201-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.18 ACRES NET IN LOT 53 MB 116/066 TR 12737-1
Legal Tract	12737-1
Legal Lot Number	53
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45217

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	45548 ELM ST, INDIO, CA 92201-3702
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 1, 2013 · Amount on Record
Deed Sale	Apr 1, 2013 · Amount on Record
Prior Sale	Feb 27, 2018
Deed Document Number	0000153157
Last Transfer Date	Aug 13, 2025
Transfer Doc	0000248741
Record Updated	Jun 7, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 27, 2018
Property Address	45548 ELM ST, INDIO, CA 92201-3702
Document Number	0000072955
Instrument Date	Feb 7, 2018
Instrument	72955
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2618 INDIO CA 922023418, INDIO, CA 92202-3418

Mortgage

Document Number	72956
Date	Feb 27, 2018
Instrument	72956

Lender

Name	ERIC L FREEDMAN
Address	PO BOX 45290, CLEVELAND, OH 44145-0290

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 26, 2023

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,480.00 (+21%)	$153,914 (+4.04%) Land $38,473 Building $115,441
2023	$2,876.00 (+2.31%)	$147,939 Land $36,980 Building $110,959
2022	$2,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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