45547 Elm St, Indio, CA 92201 Property Records

Riverside County property record for 45547 Elm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,215 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Nov 2009)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-150-002`

Property Details

APN / Parcel Number

Primary APN	`608-150-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Tile
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45547 ELM ST
City	INDIO
State	CA
Zip	92201-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.28 ACRES NET IN LOT 56 MB 116/066 TR 12737-1
Legal Subdivision	TRACT 12737 1
Legal Tract	12737-1
Legal Lot Number	56
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45547 ELM ST, INDIO, CA 92201-3777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
May 5, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EVERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2009 · Amount on Record
Deed Sale	Nov 17, 2009 · Amount on Record
Prior Sale	Jul 8, 2009 · Amount on Record
Deed Document Number	2009594646
Last Transfer Date	Apr 24, 2017
Transfer Doc	0000179840
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45547 ELM ST, INDIO, CA 92201-3777
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81719 ANGELA CT, INDIO, CA 92201-3812

Mortgage

Document Number	0000555296
Date	Sep 17, 2021
Instrument	2021-0555296

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 5, 2017
Property Address	45547 ELM ST, INDIO, CA 92201-3777
Document Number	0000179840
Instrument Date	Apr 24, 2017
Instrument	179840
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45547 ELM ST CHIRIACO SUMMIT CA 922013777, CHIRIACO SUMMIT, CA 92201-3777

Mortgage

Document Number	179841
Date	May 5, 2017
Instrument	179841

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,923 (+2%) Land $40,474 Building $121,449
2025	$3,247.00 (+12.16%)	$158,749 (+4.04%) Land $39,681 Building $119,068
2023	$2,895.00 (+1.37%)	$152,587 Land $38,141 Building $114,446
2022	$2,856.00
2021			$281,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures