45386 Elm St, Indio, CA 92201 Property Records

Riverside County property record for 45386 Elm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,764 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Apr 2023)
Tax Bill	$6,155 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-171-006`

Property Details

APN / Parcel Number

Primary APN	`608-171-006`
Alternative APN	`613561006`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	137 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613561006
Street Address	45386 ELM ST
City	INDIO
State	CA
Zip	92201-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK B MB 021/067 BOE DEL HEIGHTS
Legal Subdivision	BOE DEL HEIGHTS
Legal Block	B
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2004
Census Tract	45217

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45386 ELM ST, INDIO, CA 92201-3745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Deed Document Number	2023106462
Prior Transfer Date	Apr 28, 2001
Prior Transfer Doc	0000371000
Record Updated	Jun 8, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 13, 2023
Property Address	45386 ELM ST, INDIO, CA 92201-3745
Document Number	0000106462
Map Reference	MB 21 PG 67
Instrument Date	Mar 7, 2023
Instrument	2023-0106462
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45386 ELM ST, INDIO, CA 92201-3745

Mortgage

Document Number	0000106463
Date	Apr 13, 2023
Instrument	2023-0106463

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,155.00 (+126.7%) Homeowner's exemption	$431,766 (+168.94%) Land $72,828 Building $358,938
2023	$2,715.00 (+0.63%) Homeowner's exemption	$160,544 Land $28,686 Building $131,858
2022	$2,698.00
2021			$411,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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