San Diego County property record for 4554 Royal Oak Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 873 sqft · built 1980 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Nov 2024) |
| Tax Bill | $6,282 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-424-24-00 |
| Primary APN | 161-424-24-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 873 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 5,450 sqft (0.125 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4554 ROYAL OAK DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 879 TR 009194 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 009194 |
| Legal Block | 2 |
| Legal Lot Number | 879 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 19305 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4554 ROYAL OAK DR, OCEANSIDE, CA 92056-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Jul 6, 2022 | Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP |
| Aug 28, 2019 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Aug 27, 2019 | Grant Deed, Transfer · Conventional with PMI CHRISTINE J RYAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2024 · Amount on Record |
| Deed Document Number | 2024318980 |
| Prior Transfer Date | Aug 12, 2019 |
| Prior Transfer Doc | 0000367553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 6, 2022 |
| Property Address | 4554 ROYAL OAK DR, OCEANSIDE, CA 92056-2934 |
| Document Number | 0000275341 |
| Map Reference | MAP 9194 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022-0275341 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4554 ROYAL OAK DR, OCEANSIDE, CA 92056-2934 |
| Document Number | 0000275342 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-0275342 |
| Name | JMJ FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2019 |
| Property Address | 4554 ROYAL OAK DR, OCEANSIDE, CA 92056-2934 |
| Document Number | 0000367553 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 367553 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4554 ROYAL OAK DR OCEANSIDE CA 920562934, OCEANSIDE, CA 92056-2934 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 27, 2019 |
| Property Address | 4554 ROYAL OAK DR, OCEANSIDE, CA 92056-2934 |
| Document Number | 0000366322 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 366322 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4225 OCEANSIDE BLVD #H-146 OCEANSIDE CA 920563472, H-146, OCEANSIDE, CA 92056-3472 |
| Document Number | 366323 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 366323 |
| Name | CHRISTINE J RYAN |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $561,000 (+2%) Land $438,600 Building $122,400 | |
| 2025 | $6,282.00 (+11.88%) | $550,000 (+7.21%) Land $430,000 Building $120,000 |
| 2023 | $5,615.00 (+78.25%) | $513,000 Land $414,000 Building $99,000 |
| 2022 | $3,150.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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