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4557 Royal Oak Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4557 Royal Oak Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 834 sqft · built 1980
Lot Size0.93 acres (4,052 sqft)
Owner2 Individual Names on Record
Last Sale$429,000 (Aug 2021)
Tax Bill$5,211 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-424-28-00

Property Details

APN / Parcel Number

Primary APN161-424-28-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area834 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area4,052 sqft (0.93 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4557 ROYAL OAK DR
CityOCEANSIDE
StateCA
Zip92056-2933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 895 TR 009194
Legal SubdivisionPEACOCK HILLS
Legal Tract009194
Legal Block2
Legal Lot Number895
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2024
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4557 ROYAL OAK DR, OCEANSIDE, CA 92056-2933
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE
Aug 10, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleFeb 12, 2001 · Amount on Record
Deed Document Number2021570078
Prior Transfer DateAug 7, 2021
Prior Transfer Doc0000570077
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2021
Property Address4557 ROYAL OAK DR, OCEANSIDE, CA 92056-2933
Document Number0000570077
Map ReferenceMAP 9194
Instrument DateAug 7, 2021
Instrument2021-0570077
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5841 EDISON PL STE 110, 110, CARLSBAD, CA 92008-6500

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2021
Property Address4557 ROYAL OAK DR, OCEANSIDE, CA 92056-2933
Document Number0000570078
Map ReferenceMAP 9194
Instrument DateAug 6, 2021
Instrument2021-0570078
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4557 ROYAL OAK DR, OCEANSIDE, CA 92056-2933

Mortgage

Document Number0000570079
DateAug 10, 2021
Instrument2021-0570079
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,252 (+2%) Land $366,834 Building $97,418
2025$5,211.00 (+8.61%)$455,150 (+4.04%) Land $359,642 Building $95,508
2023$4,798.00 (+0.25%)$437,478 Land $345,678 Building $91,800
2022$4,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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