4554 Highland Oaks St, Fallbrook, CA 92028 Property Records

San Diego County property record for 4554 Highland Oaks St, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,169 sqft · built 2006
Lot Size8.95 acres (389,862 sqft)
OwnerCompany Name on File
Last Sale$1,335,000 (Dec 2021)
Tax Bill$12,730 (2025)
Deeds & MortgagesJul 2022 Transfer
Dec 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN121-351-21-00

Property Details

APN / Parcel Number

Primary APN121-351-21-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,169 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area389,862 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4554 HIGHLAND OAKS ST
CityFALLBROOK
StateCA
Zip92028-8095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 41 TR 011999
Legal SubdivisionCOUNTY/SAN DIEGO #4062-2
Legal Tract011999
Legal Block1
Legal Lot Number41
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1021
Census Tract18619

Owner

4554 Highland Oaks St is owned by a company that acquired it in June 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Intrafamily Transfer, Transfer
Dec 6, 2021Grant Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Apr 19, 2021Intrafamily Transfer, Transfer · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jul 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 12, 2019Grant Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2021 · Amount on File
Deed SaleDec 6, 2021 · Amount on File
Prior SaleApr 19, 2021
Deed Document Number2021826565
Last Transfer DateJun 29, 2022
Transfer Doc0000285196
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 12, 2022
Property Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
Document Number0000285196
Map ReferenceMAP 11999
Instrument DateJun 29, 2022
Instrument2022-0285196
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 6, 2021
Property Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
Document Number0000826565
Map ReferenceMAP 11999
Instrument DateSep 26, 2021
Instrument2021-0826565
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095

Mortgage

Document Number0000826566
DateDec 6, 2021
Instrument2021-0826566
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2021
Property Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
Document Number0000298562
Map ReferenceMAP 11999
Instrument DateDec 22, 2020
Instrument2021-0298562
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095

Mortgage

Document Number0000298563
DateApr 19, 2021
Instrument2021-0298563
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term357 Months
DueJan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 2, 2020
Property Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
Document Number0000350629
Instrument DateJun 17, 2020
Instrument350629
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4554 HIGHLAND OAKS ST FALLBROOK CA 920288095, FALLBROOK, CA 92028-8095

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 23, 2019
Property Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
Document Number0000600529
Instrument DateDec 12, 2019
Instrument600529
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4554 HIGHLAND OAKS ST FALLBROOK CA 920288095, FALLBROOK, CA 92028-8095

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 12, 2019
Property Address4554 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8095
Document Number0000338297
Instrument DateJul 22, 2019
Instrument338297
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,056.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4554 HIGHLAND OAKS ST FALLBROOK CA 920288095, FALLBROOK, CA 92028-8095

Mortgage

Document Number338298
DateAug 12, 2019
Instrument338298
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4554 Highland Oaks St was $12,730 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,197,880 (+2%) Land $627,689 Building $570,191
2025$12,730.00 Homeowner's exemption$1,174,393 Land $615,382 Building $559,011
2023$12,157.00 (-0.03%) Homeowner's exemption$1,128,791 Land $591,487 Building $537,304
2022$12,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4554 Highland Oaks St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4554 Highland Oaks St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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