4477 Highland Oaks St, Fallbrook, CA 92028 Property Records

San Diego County property record for 4477 Highland Oaks St, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,096 sqft · built 2004
Lot Size	3.08 acres (134,165 sqft)
Owner	Company Name on File
Last Sale	$865,000 (Jun 2018)
Tax Bill	$10,562 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-352-01-00`

Property Details

APN / Parcel Number

Primary APN	`121-352-01-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,096 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	134,165 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4477 HIGHLAND OAKS ST
City	FALLBROOK
State	CA
Zip	92028-8093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 20 TR 011999
Legal Subdivision	SAN DIEGO #4062-2
Legal Tract	011999
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18619

Owner

4477 Highland Oaks St is owned by a company that bought it in June 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jun 1, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Dec 7, 2004 · Amount on File
Deed Document Number	2018222893
Prior Transfer Date	May 11, 2013
Prior Transfer Doc	0000302384
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093

Mortgage

Document Number	0000081158
Date	Feb 23, 2022
Instrument	2022-0081158

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461210
Date	Aug 17, 2020
Instrument	2020-0461210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093

Mortgage

Document Number	0000794584
Date	Dec 10, 2020
Instrument	2020-0794584

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2018
Property Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093
Document Number	0000222893
Map Reference	MAP 11999
Instrument Date	Apr 30, 2018
Instrument	2018-0222893
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INSURANCE CO SAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4477 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093

Mortgage

Document Number	0000222894
Date	Jun 1, 2018
Instrument	2018-0222894

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4477 Highland Oaks St was $10,562 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,003,899 (+2%) Land $394,161 Building $609,738
2025	$10,562.00 Homeowner's exemption	$984,216 Land $386,433 Building $597,783
2023	$10,027.00 (-0.04%) Homeowner's exemption	$945,999 Land $371,428 Building $574,571
2022	$10,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4477 Highland Oaks St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4477 Highland Oaks St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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