San Diego County property record for 4408 Highland Oaks St, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,052 sqft · built 2004 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,345,000 (Dec 2021) |
| Tax Bill | $15,288 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Dec 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-351-25-00 |
| Primary APN | 121-351-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,052 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 67,518 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4408 HIGHLAND OAKS ST |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 45 TR 011999 |
| Legal Subdivision | SAN DIEGO #4062-2 |
| Legal Tract | 011999 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 18619 |
Source: San Diego County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Intrafamily Transfer, Transfer |
| Dec 29, 2021 | Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage US BANK NA |
| Dec 29, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 7, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 7, 2020 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 14, 2019 | Quit Claim Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Apr 10, 2017 | Grant Deed, Transfer · Conventional Mortgage BANC HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Oct 7, 2020 · Amount on Record |
| Deed Document Number | 2021872637 |
| Prior Transfer Date | Feb 22, 2019 |
| Prior Transfer Doc | 0000090184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 6, 2023 |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000177071 |
| Map Reference | MAP 11999 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-0177071 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 29, 2021 |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000872636 |
| Map Reference | MAP 11999 |
| Instrument Date | Dec 19, 2021 |
| Instrument | 2021-0872636 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1955 E ROBINDALE RD, LAS VEGAS, NV 89123-1548 |
| Document Number | 0000872639 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-0872639 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 29, 2021 |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000872637 |
| Map Reference | MAP 11999 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021-0872637 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000872638 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-0872638 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Number | 0000872639 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-0872639 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000488309 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-0488309 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000487379 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019-0487379 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 7, 2020 |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000606795 |
| Map Reference | MAP 11999 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020-0606795 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Investor | Possibly a Property Investor |
| Document Number | 0000606796 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020-0606796 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 14, 2019 |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000090184 |
| Map Reference | MAP 11999 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019-0090184 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | AMROCK INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000090185 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 2019-0090185 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 10, 2017 |
| Property Address | 4408 HIGHLAND OAKS ST, FALLBROOK, CA 92028-8093 |
| Document Number | 0000160382 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 160382 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4408 HIGHLAND OAKS ST FALLBROOK CA 920288093, FALLBROOK, CA 92028-8093 |
| Document Number | 160383 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 160383 |
| Name | BANC HM LNS |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,455,870 (+2%) Land $779,350 Building $676,520 | |
| 2025 | $15,288.00 (+5.61%) Homeowner's exemption | $1,427,324 (+4.04%) Land $764,069 Building $663,255 |
| 2023 | $14,476.00 (-0.04%) Homeowner's exemption | $1,371,900 (+2%) Land $734,400 Building $637,500 |
| 2022 | $14,482.00 | $1,345,000 Land $720,000 Building $625,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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