4515 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4515 Charleston Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,266 sqft · built 1976
Lot Size	0.286 acres (12,442 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Oct 2025)
Tax Bill	$2 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`247-0010-005-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0010-005-0000`
Alternative APN	`247-0010-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	2,266 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,442 sqft (0.286 acres)
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces
Pool Area	4,994 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	24700100050000
Street Address	4515 CHARLESTON DR
City	CARMICHAEL
State	CA
Zip	95608-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	POR N W 1/4 OF SE 1/4 SEC 10, T 9N, R 6E M D B &M DESC AS BEG AT SW COR LOT 98 WINDING WAY ESTATES NO 2 TH W 27.43 FT TO TRUE
Legal Range	06E
Legal Township	09N
Legal Section	10
Legal Subdivision	WINDING WAY ESTATES
Legal Block	M
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4515 CHARLESTON DR, CARMICHAEL, CA 95608-1528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 8, 2024	Intrafamily Transfer, Transfer
Feb 27, 2023	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Book / Page	20251021 / 795
Prior Transfer Date	Jul 14, 2016
Prior Transfer Doc	0000001112
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 21, 2025
Property Address	4515 CHARLESTON DR, CARMICHAEL, CA 95608-1528
Document Number	0000000795
Instrument Date	Oct 15, 2025
Instrument	202510210795
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 CHARLESTON DR, CARMICHAEL, CA 95608-1528

Mortgage

Document Number	0000000796
Date	Oct 21, 2025
Instrument	202510210796

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2024
Property Address	4515 CHARLESTON DR, CARMICHAEL, CA 95608-1528
Document Number	0000000186
Instrument Date	Jan 3, 2024
Instrument	202401080186
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7837 FAIR OAKS BLVD, CARMICHAEL, CA 95608-2405

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 27, 2023
Property Address	4515 CHARLESTON DR, CARMICHAEL, CA 95608-1528
Document Number	0000000335
Instrument Date	Feb 8, 2023
Instrument	2023022700335
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7837 FAIR OAKS BLVD, CARMICHAEL, CA 95608-2405

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,000 Land $150,000 Building $600,000
2025	$2.00 (-99.87%)
2023	$1,590.00 (+2.12%) Homeowner's exemption	$137,631 Land $22,734 Building $114,897
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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