4553 Arcadia St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4553 Arcadia St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,312 sqft · built 1955
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2026)
Tax Bill	$473 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-5740-00000-0050`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-5740-00000-0050`
Alternative APN	`N281175740000000050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,206 sqft (0.395 acres)
Lot Dimensions	123 ft deep x 140 ft wide

Exterior Amenities

Porch	Patio
Porch Area	516 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4553 ARCADIA ST
City	MILTON
State	FL
Zip	32583-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	WEST MILTON HEIGHTS LOT 5 AS DES IN OR 304 PG 611 & LOT 6 AS DES IN OR 255 PG 709
Legal Range	28W
Legal Township	1N
Legal Section	17
Legal Subdivision	WEST MILTON HGTS ALL
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1007
Census Tract	10711

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4553 ARCADIA ST, MILTON, FL 32583-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Affidavit, Transfer
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage CA HSNG FINANCIAL
Aug 10, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Deed Document Number	202640281
Deed Book / Page	4776 / 1999
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 10, 2026
Property Address	4553 ARCADIA ST, MILTON, FL 32583-1730
Document Number	0000040277
Book / Page	4776 / 1995
Instrument Date	Aug 10, 2026
Instrument	202640277
Transaction Type	Transfer
Record Updated	Sep 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 12, 2026
Property Address	4553 ARCADIA ST, MILTON, FL 32583-1730
Document Number	0000040724
Book / Page	4777 / 1660
Instrument Date	Aug 6, 2026
Instrument	202640724
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4553 ARCADIA ST, MILTON, FL 32583-1730

Mortgage

Document Number	0000040724,
Date	Aug 12, 2026
Book Page	4777/1660
Instrument	202640724

Lender

Name	CA HSNG FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 10, 2026
Property Address	4553 ARCADIA ST, MILTON, FL 32583-1730
Document Number	0000040281
Book / Page	4776 / 1999
Instrument Date	Aug 6, 2026
Instrument	202640281
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$113,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4553 ARCADIA ST, MILTON, FL 32583-1730

Mortgage

Document Number	0000040282,
Date	Aug 10, 2026
Instrument	202640282

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000040724,
Date	Aug 12, 2026
Book Page	4777/1660
Instrument	202640724

Lender

Name	CA HSNG FINANCIAL

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (+2.16%)	$62,408 (+2.9%)	$121,152 (+2.35%) Land $43,200 Building $77,952
2024	$463.00 (+49.35%) Homeowner's exemption Widower's exemption	$60,649 (+3%)	$118,376 (+8.11%) Land $43,200 Building $75,176
2023	$310.00 (-14.6%) Homeowner's exemption Widower's exemption	$58,883 (+3%)	$109,497 (+9.54%) Land $35,200 Building $74,297
2022	$363.00 Homeowner's exemption Widower's exemption	$57,168	$99,957 Land $28,800 Building $71,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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