4529 Arcadia St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4529 Arcadia St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 2004
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (May 2021)
Tax Bill	$1,306 (2024)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-5740-00000-0630`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-5740-00000-0630`
Alternative APN	`N281175740000000630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	1,435 sqft
1st Floor Area	1,215 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	123 ft deep x 70 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	80 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4529 ARCADIA ST
City	MILTON
State	FL
Zip	32583-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	WEST MILTON HEIGHTS 1ST ADD LOT 63 AS DES IN OR 4125 PG 866
Legal Range	28W
Legal Township	1N
Legal Section	17
Legal Subdivision	WEST MILTON HGTS ALL
Legal Lot Number	63
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1011
Census Tract	10711

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4529 ARCADIA ST, MILTON, FL 32583-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage SANTA ROSA COUNTY FCU
May 28, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jun 28, 2005 · Amount on Record
Deed Document Number	202136066
Deed Book / Page	4125 / 866
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4529 ARCADIA ST, MILTON, FL 32583-1771
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042621188
Date	Mar 24, 2022
Book Page	4262/1188
Instrument	202217667

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union
Address	MILTON, FL 32583

Agreement

Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 28, 2021
Property Address	4529 ARCADIA ST, MILTON, FL 32583-1771
Document Number	0041250866
Book / Page	4125 / 866
Map Reference	MB A PG 104
Instrument Date	May 27, 2021
Instrument	202136066
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6144 WINCHESTER CIR, 6144, MILTON, FL 32570-8914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 ARCADIA ST, MILTON, FL 32583-1771

Mortgage

Document Number	4125869
Date	May 28, 2021
Instrument	4125/869

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0041250882
Date	May 28, 2021
Book Page	4125/882
Instrument	202136068

Lender

Name	SANTA ROSA COUNTY
Type	Non-Lending Institution
Address	MILTON, FL 32583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,862 (+2.9%)	$149,876 (+1.35%) Land $27,000 Building $122,876
2024	$1,306.00 (+3.82%) Homeowner's exemption	$139,808 (+3%)	$147,882 (+4.21%) Land $27,000 Building $120,882
2023	$1,258.00 (+3.2%) Homeowner's exemption	$135,736 (+3%)	$141,913 (+7.69%) Land $22,000 Building $119,913
2022	$1,219.00 Homeowner's exemption	$131,783	$131,783 Land $18,000 Building $113,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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