4536 Arcadia St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4536 Arcadia St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 2006
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (May 2026)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-5740-00000-0540`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-5740-00000-0540`
Alternative APN	`N281175740000000540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	142 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4536 ARCADIA ST
City	MILTON
State	FL
Zip	32583-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	WEST MILTON HEIGHTS LOT 54 AS DES IN OR 4243 PG 435 & CORR IN OR 4270 PG 1024
Legal Range	28W
Legal Township	1N
Legal Section	17
Legal Subdivision	WEST MILTON HGTS ALL
Legal Lot Number	54
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1012
Census Tract	10711

Owner

Source: Santa Rosa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4536 ARCADIA ST, MILTON, FL 32583-1769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · VA Mortgage WESBANCO BANK INC
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	202626742
Deed Book / Page	4748 / 1841
Prior Transfer Date	Sep 10, 1997
Prior Transfer Doc	1636001259
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 28, 2026
Property Address	4536 ARCADIA ST, MILTON, FL 32583-1769
Document Number	0000026742
Book / Page	4748 / 1841
Instrument Date	May 26, 2026
Instrument	202626742
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172,508.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4536 ARCADIA ST, MILTON, FL 32583-1769
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026743,
Date	May 28, 2026
Instrument	202626743

Lender

Name	WESBANCO BANK INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 8, 2022
Property Address	4536 ARCADIA ST, MILTON, FL 32583-1769
Document Number	0042430435
Book / Page	4243 / 435
Map Reference	MB A PG 104
Instrument Date	Jan 27, 2022
Instrument	202207377
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	ABSOLUTE TITLE/FLORIDA, ABSOLUTE TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4137 PARKVIEW ST, 4137, PACE, FL 32571-2470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4536 ARCADIA ST, MILTON, FL 32583-1769

Mortgage

Document Number	0004243437
Date	Feb 8, 2022
Instrument	4243/437

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 12, 2020
Property Address	4536 ARCADIA ST, MILTON, FL 32583-1769
Document Number	0039172024
Book / Page	003917 / 002024
Instrument Date	Jan 17, 2017
Instrument	6729
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4137 PARKVIEW ST PACE FL 325712470, PACE, FL 32571-2470

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,188.00 (+3.3%) Homeowner's exemption	$128,197 (+2.9%)	$161,729 (+1.26%) Land $27,000 Building $134,729
2024	$1,150.00 (+7.98%) Homeowner's exemption	$124,584 (+3%)	$159,717 (+3.83%) Land $27,000 Building $132,717
2023	$1,065.00 (-37.24%)	$120,955 (-15.43%)	$153,822 (+7.55%) Land $22,000 Building $131,822
2022	$1,697.00	$143,028	$143,028 Land $18,000 Building $125,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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