45515 Ruth Ct, Lancaster, CA 93535 Property Records

Los Angeles County property record for 45515 Ruth Ct, Lancaster, CA 93535

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,908 sqft · built 2006
Lot Size	0.36 acres (15,693 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2015)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`3154-023-012`

Property Details

APN / Parcel Number

Primary APN	`3154-023-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,908 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	15,693 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45515 RUTH CT
City	LANCASTER
State	CA
Zip	93535-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRR7000*
Legal Description	TR=48534 LOT 12
Legal Subdivision	48534
Legal Tract	48534
Legal Block	1
Legal Lot Number	12
Jurisdiction	LOS ANGELES CA
Township / Civil Division	NORTH ANTELOPE VALLEY
Census Block Group	1
Census Block	1013
Census Tract	900301

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45515 RUTH CT, LANCASTER, CA 93535-2266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OCMBC INC
Nov 8, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CAL MUTUAL INC
Jan 27, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	May 24, 2006 · Amount on Record
Deed Document Number	20151642377
Last Transfer Date	Aug 2, 2021
Transfer Doc	0001214643
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	45515 RUTH CT, LANCASTER, CA 93535-2266
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45515 RUTH CT, LANCASTER, CA 93535-2266

Mortgage

Document Number	0001538091
Date	Nov 30, 2020
Instrument	20-1538091

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 9, 2021
Property Address	45515 RUTH CT, LANCASTER, CA 93535-2266
Document Number	0001214643
Map Reference	MB 1309 PG 87-95
Instrument Date	Aug 2, 2021
Instrument	21-1214643
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45515 RUTH CT, LANCASTER, CA 93535-2266

Mortgage

Document Number	0001214644
Date	Aug 9, 2021
Instrument	21-1214644

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 8, 2019
Property Address	45515 RUTH CT, LANCASTER, CA 93535-2266
Document Number	0001214796
Instrument Date	Oct 31, 2019
Instrument	1214796
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45515 RUTH CT LANCASTER CA 935352266, LANCASTER, CA 93535-2266

Mortgage

Document Number	1214797
Date	Nov 8, 2019
Instrument	1214797

Lender

Name	CAL MUTUAL INC
Address	ANAHEIM, CA 92805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOS ANGELES CA
Property Address	45515 RUTH CT, LANCASTER, CA 93535-2266
Document Number	0000214533
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45515 RUTH CT LANCASTER CA 935352266, LANCASTER, CA 93535-2266

Mortgage

Document Number	0000214533
Date	Feb 23, 2017
Instrument	214533

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Lancaster City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Eastside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,448 (+2%) Land $59,162 Building $176,286
2025	$4,376.00 (+8.77%) Homeowner's exemption	$230,832 (+4.04%) Land $58,002 Building $172,830
2023	$4,023.00 (+3.58%) Homeowner's exemption	$221,870 Land $55,750 Building $166,120
2022	$3,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTELOPE VALLEY EAST KERN WATER AGENCY serves 0 people · EPA ID CA1910045
Water Source	Surface water
Last State Inspection	Apr 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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