Forsyth County property record for 4557 River Gate Dr, Clemmons, NC 27012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,324 sqft · built 2018 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $383,000 (Oct 2023) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5892-94-3364.00 |
| Primary APN | 5892-94-3364.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Open Porch |
| Porch Area | 55 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4557 RIVER GATE DR |
|---|---|
| City | CLEMMONS |
| State | NC |
| Zip | 27012-6990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS9 |
| Legal Description | LO:137 BL:4210D |
| Legal Subdivision | RIVERGATE PH 7 |
| Legal Block | 4210D |
| Legal Lot Number | 137 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | CLEMMONSVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 4015 |
Source: Forsyth County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU |
| Oct 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Dec 11, 2018 | Deed of Trust, Transfer PIEDMONT FSB |
| Jun 14, 2018 | Warranty Deed, Construction Loan · Construction Mortgage ALLEGACY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Document Number | 0037782748 |
| Deed Book / Page | 3778 / 2748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Document Number | 0038904346 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 3890/4346 |
| Instrument | 2025037160 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Oct 24, 2023 |
| Property Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Document Number | 0037782748 |
| Book / Page | 3778 / 2748 |
| Map Reference | MB 67 PG 38 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023036319 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $766.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1079 WINDALIER LN, WINSTON SALEM, NC 27106-9844 |
| Name | Verified Name |
|---|---|
| Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Document Number | 2023036320 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023036320 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Document Number | 0034380119 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4557 RIVER GATE DR CLEMMONS NC 270126990, CLEMMONS, NC 27012-6990 |
| Document Number | 0034380119 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 003438/000119 |
| Instrument | 47419 |
| Name | PIEDMONT FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 11, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Jun 14, 2018 |
| Property Address | 4557 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Document Number | 0034093724 |
| Book / Page | 3409 / 3724 |
| Map Reference | MB 67 PG 38 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 JONESTOWN RD, WINSTON SALEM, NC 27104-4618 |
| Document Number | 0034093726 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 3409/3726 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Forsyth County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,305.00 (+26.23%) | $377,200 (+53.15%) Land $68,000 Building $309,200 | $377,200 (+53.15%) Land $68,000 Building $309,200 |
| 2023 | $1,826.00 | $246,300 Land $45,000 Building $201,300 | $246,300 Land $45,000 Building $201,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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