45349 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 45349 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,206 sqft · built 2001
Lot Size	10.1 acres (441,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Jul 2019)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-107-000-021`

Property Details

APN / Parcel Number

Primary APN	`09-00-107-000-021`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,206 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,046 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	441,698 sqft (10.1 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	116 sqft
Patio Area	420 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45349 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20010743896
Legal Subdivision	RUSSIA
Legal Lot Number	107
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3015
Census Tract	60100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45349 E HAMILTON ST, OBERLIN, OH 44074-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 5, 2019	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MTG SVCS
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Apr 12, 2001 · Amount on Record
Deed Document Number	2019720887
Last Transfer Date	Sep 24, 2021
Transfer Doc	20210842543
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 4, 2021
Property Address	45349 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	20210842543
Map Reference	VOL 1150 PG 208
Instrument Date	Sep 24, 2021
Instrument	2021-0842543
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45349 E HAMILTON ST, OBERLIN, OH 44074-9428

Mortgage

Document Number	20210842544
Date	Oct 4, 2021
Instrument	2021-0842544

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45349 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000763117
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45349 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428

Mortgage

Document Number	0000763117
Date	Jun 4, 2020
Instrument	763117

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 5, 2019
Property Address	45349 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000720887
Instrument Date	Jul 2, 2019
Instrument	720887
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,076.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45349 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428

Mortgage

Document Number	720888
Date	Jul 5, 2019
Instrument	720888

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45349 E HAMILTON ST, OBERLIN, OH 44074-9428
Document Number	0000709904
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45349 E HAMILTON ST OBERLIN OH 440749428, OBERLIN, OH 44074-9428

Mortgage

Document Number	0000709904
Date	Apr 5, 2019
Instrument	709904

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (-3.81%) Homeowner's exemption	$136,890 (%) Land $42,790 Building $94,100	$391,120 (-) Land $122,250 Building $268,870
2024	$6,017.00 (+21.21%)	$136,892 (+34.33%) Land $42,788 Building $94,105	$391,120 (+34.33%) Land $122,250 Building $268,870
2023	$4,964.00 (+3.14%)	$101,907 (%) Land $31,322 Building $70,585	$291,160 (-) Land $89,490 Building $201,670
2022	$4,813.00	$101,910 Land $31,320 Building $70,590
2021			$291,160 Land $89,490 Building $201,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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