4550 Annabelle Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4550 Annabelle Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 2015
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2017)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-041-4840-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4840-8`
Alternative APNs	`05-2N-23-1100-0000-0010` `23N205110000000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,370 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	1,834 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	407 sqft
Porch	Finished/Open Porch
Porch Area	151 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4550 ANNABELLE LN
City	CRESTVIEW
State	FL
Zip	32539-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAITLYNS PRESERVE LOT 1
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	KAITLYNS PRESERVE
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1027
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4550 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 22, 2021	· VA Mortgage CERTAINTY HOME LOANS LLC
Oct 19, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	20173167320
Deed Book / Page	3322 / 2770
Last Transfer Date	Mar 8, 2021
Transfer Doc	0035334301
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4550 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 ANNABELLE LN, CRESTVIEW, FL 32539-6704

Mortgage

Document Number	0036884744
Date	Aug 23, 2023
Book Page	3688/4744
Instrument	3643059

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021:

Jurisdiction	OKALOOSA FL
Recording Date	Mar 22, 2021
Property Address	4550 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Document Number	0035334300
Book / Page	3533 / 4300
Map Reference	MB 25 PG 69
Instrument Date	Mar 8, 2021
Instrument	3439872
Record Updated	Feb 24, 2023
Title Company	PANHANDLE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	807 CARDINAL ST, FORT WALTON BEACH, FL 32547-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 ANNABELLE LN, CRESTVIEW, FL 32539-6704

Mortgage

Document Number	0035334301
Date	Mar 22, 2021
Book Page	3533/4301
Instrument	3439873

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 19, 2017
Property Address	4550 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Document Number	0033222770
Book / Page	3322 / 2770
Map Reference	MB25 PG69
Instrument Date	Oct 12, 2017
Instrument	3167320
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MIAN STREET LAND TITLE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7862 W IRLO BRONSON MEMORIAL HWY172, 7862, KISSIMMEE, FL 34747-1738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 GROOMS RD, CIBOLO, TX 78108-3756

Mortgage

Document Number	0003167321
Date	Oct 19, 2017
Instrument	3167321

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 (+6.01%) Homeowner's exemption	$262,486 (+5.99%)	$340,625 (-6.39%) Land $47,080 Building $293,545
2023	$2,148.00 (+2.38%) Homeowner's exemption	$247,658 (+3%)	$363,882 (+7.27%) Land $40,000 Building $323,882
2022	$2,098.00 Homeowner's exemption	$240,445	$339,224 Land $34,078 Building $305,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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