4538 Annabelle Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4538 Annabelle Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,693 sqft · built 2014
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Mar 2021)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-001-041-4846-5`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4846-5`
Alternative APN	`05-2N-23-1100-0000-0070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,693 sqft Heated Area
Gross Area	3,414 sqft
1st Floor Area	1,644 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Finished
Garage Area	437 sqft
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4538 ANNABELLE LN
City	CRESTVIEW
State	FL
Zip	32539-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAITLYNS PRESERVE LOT 7
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	KAITLYNS PRESERVE
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1027
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4538 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	3442714
Deed Book / Page	3536 / 1437
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2021
Property Address	4538 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Document Number	0035361437
Book / Page	3536 / 1437
Map Reference	MB 25 PG 69
Instrument Date	Mar 25, 2021
Instrument	3442714
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 RIVER REACH DR, SWANSBORO, NC 28584-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 ANNABELLE LN, CRESTVIEW, FL 32539-6704

Mortgage

Document Number	0035361439
Date	Mar 31, 2021
Instrument	3536/1439

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00 (-8.17%)	$334,165 (-7.8%) Land $47,080 Building $287,085	$334,165 (-7.8%) Land $47,080 Building $287,085
2023	$3,598.00 (+6.23%)	$362,444 (+7.5%) Land $40,000 Building $322,444	$362,444 (+7.5%) Land $40,000 Building $322,444
2022	$3,387.00	$337,155 Land $34,078 Building $303,077	$337,155 Land $34,078 Building $303,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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