4545 Annabelle Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4545 Annabelle Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,329 sqft · built 2015
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Oct 2025)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-041-4879-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4879-6`
Alternative APNs	`05-2N-23-1100-0000-0400` `23N205110000000400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,329 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	4,362 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Finished/Open Porch
Porch Area	268 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4545 ANNABELLE LN
City	CRESTVIEW
State	FL
Zip	32539-6737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAITLYNS PRESERVE LOT 40
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	KAITLYNS PRESERVE
Legal Lot Number	40
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1025
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 26, 2021	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2018	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	20253776270
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0035281868
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2025
Property Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737
Document Number	0003776270
Map Reference	MB 25 PG 69
Instrument Date	Oct 1, 2025
Instrument	3776270
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6686 DA LISA RD, MILTON, FL 32583-7629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737

Mortgage

Document Number	0003776271
Date	Oct 6, 2025
Instrument	3776271

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2022
Property Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737
Document Number	0036360182
Book / Page	3636 / 182
Map Reference	MB 25 PG 69
Instrument Date	Jul 22, 2022
Instrument	3569124
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	ACER TITLE AND ESCROW LLC, ANCHOR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 2 BOX 1456814568, APE XX 9012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737

Mortgage

Document Number	0003636184
Date	Aug 3, 2022
Instrument	3636/184

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 26, 2021
Property Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737
Document Number	0035281868
Book / Page	3528 / 1868
Map Reference	MB 25 PG 69
Instrument Date	Feb 17, 2021
Instrument	3433305
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NOT AVAILABLE, TITLEMAX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737

Mortgage

Document Number	0035281870
Date	Feb 26, 2021
Instrument	3528/1870

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 5, 2018
Property Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737
Document Number	0033530997
Book / Page	3353 / 0997
Map Reference	MB25 PG69
Instrument Date	Jun 1, 2018
Instrument	3211447
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SOUTHWOOD LN, 8, NORTH BABYLON, NY 11703-3609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 ANNABELLE LN, CRESTVIEW, FL 32539-6737

Mortgage

Document Number	0003211448
Date	Jun 5, 2018
Instrument	3211448

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (-7.49%)	$324,397 (-6.98%) Land $56,496 Building $267,901	$324,397 (-6.98%) Land $56,496 Building $267,901
2024	$3,098.00 (-0.19%) Homeowner's exemption	$348,737 (+0.52%) Land $51,360 Building $297,377	$348,737 (+0.52%) Land $51,360 Building $297,377
2023	$3,104.00 (-3.96%) Homeowner's exemption	$346,931 (+8%) Land $48,000 Building $298,931	$346,931 (+8%) Land $48,000 Building $298,931
2022	$3,232.00 Homeowner's exemption	$321,236 Land $40,894 Building $280,342	$321,236 Land $40,894 Building $280,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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