4550 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4550 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeCommercial > Retail > Auto Repair, Garage
Year BuiltBuilt 2016
Square Footage6,716 sqft Heated Area
Lot Size36,155 sqft (0.83 acres)
Tax Bill$24,603.00 (2025)

Property Details

APN / Parcel Number

Primary APN82391
Alternative APN
  • 042630058100010020

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area6,716 sqft Heated Area
Gross Area7,412 sqft Gross Area
1st Floor5,500 sqft 1st Floor
Office1,216 sqft Office
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureUnfinished Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2016
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Foundation TypeFooting Foundation
Roof ConstructionSteel Frame/Truss Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area36,155 sqft (0.83 acres)
PorchOpen Porch
Porch Area336 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number82391
Street Address4550 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-6706
Property UsageCommercial Property Usage
TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionFOREMAN SUBDIVISION PB 11 PG 65-66 LOT 2
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionST CLOUD HWY WEST
Legal Tract581
Legal Block1
Legal Lot Number2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1001
Census Tract43203

Owner

Source: Osceola County records · APN 82391

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7512 DR PHILLIPS BLVD STE 50-702, 50-702, ORLANDO, FL 32819-5420
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2015
Deed SaleOct 28, 2015
Prior SaleSep 30, 2015
Deed Doc Number2015161631
Deed Book / Page4863 / 1739
Record RefreshedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4550 13TH ST, SAINT CLOUD, FL 34769-6706
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050961777
DateFeb 02, 2017
Book Page5096/1777
Instrument2017018609
Lender
NameSUNSHINE BANK
AddressPLANT CITY, FL 33563
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$24,603.00 (+30.87%)$1,719,400 (+55.25%) Land $552,500 Building $1,166,900$1,719,400 (+55.25%) Land $552,500 Building $1,166,900
2023$18,800.00 (+12.95%)$1,107,500 (+19.91%) Land $452,400 Building $655,100$1,107,500 (+19.91%) Land $452,400 Building $655,100
2022$16,644.00$923,600 Land $377,000 Building $546,600$923,600 Land $377,000 Building $546,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 13th St

Nearby Streets

Search Property Records by Address or Parcel Number