San Diego County property record for 455 Whispering Willow Dr, Unit B, Santee, CA 92071
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,392 sqft · built 1996 |
| Lot Size | 6.16 acres (268,537 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,000 (May 1996) |
| Tax Bill | $3,212 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-13-53 |
| Primary APN | 381-681-13-53 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Lot Area | 268,537 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 455 WHISPERING WILLOW DR, B |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6930 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R7 |
| Legal Description | LOT 96 US 53PER DOC95-486497&UND INT IN TR 013101 |
| Legal Subdivision | SANTEE 89-06 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16614 |
Source: San Diego County records · APN 381-681-13-53
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 WHISPERING WILLOW DR, B, SANTEE, CA 92071-6930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 1996 · Amount on Record |
| Deed Sale | May 23, 1996 · Amount on Record |
| Deed Document Number | 1996262510 |
| Last Transfer Date | Dec 04, 1997 |
| Transfer Doc | 0000644550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 455 WHISPERING WILLOW DR UNIT B, B, SANTEE, CA 92071-6930 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 455 WHISPERING WILLOW DR B, B, SANTEE, CA 92071-6930 |
| Document Number | 0000024613 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-0024613 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 455 WHISPERING WILLOW DR UNIT B, B, SANTEE, CA 92071-6930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 455 WHISPERING WILLOW DR B, B, SANTEE, CA 92071-6930 |
| Document Number | 0000102653 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0102653 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 455 WHISPERING WILLOW DR UNIT B, B, SANTEE, CA 92071-6930 |
| Document Number | 0000612621 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 455 WHISPERING WILLOW DR #B SANTEE CA 920716930, B, SANTEE, CA 92071-6930 |
| Document Number | 0000612621 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 612621 |
| Name | CHURCHILL MTG HM LOANS |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 29, 2039 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $247,827 (+2%) Land $63,948 Building $183,879 | |
| 2025 | $3,212.00 (+4.05%) Homeowner's exemption | $242,969 (+4.04%) Land $62,695 Building $180,274 |
| 2023 | $3,087.00 (+0.78%) Homeowner's exemption | $233,536 Land $60,261 Building $173,275 |
| 2022 | $3,063.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 632 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADRE DAM MWD serves 93,980 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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