455 Saddlebrook Cir, Austin, AR 72007 Property Records

Lonoke County property record for 455 Saddlebrook Cir, Austin, AR 72007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1998
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Tax Bill	$994 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374-20012-000`

Property Details

APN / Parcel Number

Primary APN	`374-20012-000`
Alternative APN	`20693`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,708 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	779 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Patio Area	240 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	455 SADDLEBROOK CIR, CR
City	AUSTIN
State	AR
Zip	72007-8893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 SW
Legal Range	08W
Legal Township	04N
Legal Section	30
Legal Subdivision	SADDLE BROOK ESTATES
Legal Block	2
Legal Lot Number	12
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2033
Census Tract	20103

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 SADDLEBROOK CIR, AUSTIN, AR 72007-8893
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2025	Intrafamily Transfer, Transfer · VA Mortgage FIRSTTRUST HOME LOANS INC
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Prior Sale	Feb 21, 2024 · Amount on Record
Deed Document Number	20259367
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	0000009367
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	455 SADDLEBROOK CIR, AUSTIN, AR 72007-8893
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009143
Date	Aug 2, 2022
Book Page	2022/9143
Instrument	2022-09143

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LONOKE AR
Recording Date	Oct 3, 2025
Property Address	455 SADDLEBROOK CIR, AUSTIN, AR 72007-8893
Document Number	0000009367
Book / Page	2025 / 9367
Instrument Date	Sep 24, 2025
Instrument	2025-09367
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 SADDLEBROOK CIR, AUSTIN, AR 72007-8893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 SADDLEBROOK CIR, AUSTIN, AR 72007-8893

Mortgage

Document Number	0202509368
Date	Oct 3, 2025
Instrument	2025-09368

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	455 SADDLEBROOK RD, AUSTIN, AR 72007-8893
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 SADDLEBROOK RD, AUSTIN, AR 72007-8893

Mortgage

Document Number	0000009635
Date	Sep 1, 2020
Book Page	2020/9635
Instrument	2020-09635

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 15, 2040

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$994.00 (-7.02%)		$163,550 (-) Land $17,000 Building $146,550
2023	$1,069.00 Homeowner's exemption	$32,710 Land $3,400 Building $29,310	$163,550 Land $17,000 Building $146,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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