420 Saddlebrook Cir, Austin, AR 72007 Property Records

Lonoke County property record for 420 Saddlebrook Cir, Austin, AR 72007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,652 sqft · built 1999
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Feb 2023)
Tax Bill	$848 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`374-20038-000`

Property Details

APN / Parcel Number

Primary APN	`374-20038-000`
Alternative APN	`20719`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	1,652 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	512 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	420 SADDLEBROOK CIR, CR
City	AUSTIN
State	AR
Zip	72007-8893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 SW
Legal Range	08W
Legal Township	04N
Legal Section	30
Legal Subdivision	SADDLE BROOK ESTATES
Legal Block	2
Legal Lot Number	38
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2034
Census Tract	20103

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 SADDLEBROOK CIR, AUSTIN, AR 72007-8893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Warranty Deed, Transfer · VA Mortgage FIRSTTRUST HOME LOANS INC
Feb 28, 2023	Warranty Deed, Transfer · VA Mortgage ARVEST BANK
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Dec 4, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20231761
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 11, 2025
Property Address	420 SADDLEBROOK CIR, AUSTIN, AR 72007-8893
Document Number	0000006125
Book / Page	2025 / 6125
Instrument Date	Jul 3, 2025
Instrument	2025-06125
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2357 COVINGTON RD, WARD, AR 72176-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHEYENNE TRL, JACKSONVILLE, AR 72076-1904

Mortgage

Document Number	0202506126
Date	Jul 11, 2025
Instrument	2025-06126

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 28, 2023
Property Address	420 SADDLEBROOK CIR, AUSTIN, AR 72007-8893
Document Number	0000001761
Book / Page	2023 / 1761
Instrument Date	Feb 23, 2023
Instrument	2023-01761
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	WACO TITLE COMPANY CABOT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 SADDLEBROOK CIR, AUSTIN, AR 72007-8893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 SADDLEBROOK RD, AUSTIN, AR 72007-8893

Mortgage

Document Number	0202301762
Date	Feb 28, 2023
Instrument	2023-01762

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	420 SADDLEBROOK RD, AUSTIN, AR 72007-8893
Document Number	0000000151
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 SADDLEBROOK RD AUSTIN AR 720078893, AUSTIN, AR 72007-8893

Mortgage

Document Number	0000000151
Date	Jan 6, 2020
Instrument	151

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 4, 2018
Property Address	420 SADDLEBROOK RD, AUSTIN, AR 72007-8893
Document Number	0000011607
Instrument Date	Nov 21, 2018
Instrument	11607
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	WACO TITLE COMPANY CABOT, WACO TITLE CO CABOT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$524.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 SADDLEBROOK RD AUSTIN AR 720078893, AUSTIN, AR 72007-8893

Mortgage

Document Number	11608
Date	Dec 4, 2018
Instrument	11608

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,390 (-) Land $3,400 Building $24,990	$141,950 (-) Land $17,000 Building $124,950
2024	$848.00 (-8.13%)
2023	$923.00 Homeowner's exemption	$28,390 Land $3,400 Building $24,990	$141,950 Land $17,000 Building $124,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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