Lonoke County property record for 445 Saddlebrook Cir, Austin, AR 72007
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,192 sqft · built 2004 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,235 (2024) |
| Deeds & Mortgages | Oct 2022 Second Mortgage May 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 374-20011-000 |
| Primary APN | 374-20011-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,919 sqft |
| 2nd Floor Area | 273 sqft |
| Upper Floors Area | 273 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 816 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 89 sqft |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 445 SADDLEBROOK CIR |
|---|---|
| City | AUSTIN |
| State | AR |
| Zip | 72007-8893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 SW |
| Legal Range | 08W |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | SADDLE BROOK ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20103 |
Source: Lonoke County records · APN 374-20011-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 445 SADDLEBROOK CIR, AUSTIN, AR 72007-8893 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UP ARKANSAS FCU |
| May 15, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2005 |
| Transfer Doc | 0000011451 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 445 SADDLEBROOK CIR, AUSTIN, AR 72007-8893 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000011970 |
|---|---|
| Date | Oct 06, 2022 |
| Book Page | 2022/11970 |
| Instrument | 2022-11970 |
| Name | UP ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH LITTLE ROCK, AR 72114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 445 SADDLEBROOK CIR, AUSTIN, AR 72007-8893 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 445 SADDLEBROOK RD, AUSTIN, AR 72007-8893 |
| Document Number | 0000004145 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 2024/4145 |
| Instrument | 2024-04145 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,840 (-) Land $3,400 Building $33,440 | ||
| 2024 | $1,235.00 (-5.73%) | ||
| 2023 | $1,310.00 Homeowner's exemption | $36,840 Land $3,400 Building $33,440 | $184,200 Land $17,000 Building $167,200 |
Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 46% of the US · above 52% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 15 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people |
|---|---|
| Water Source | Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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