434 S Oak St, Maple Rapids, MI 48853 Property Records

Clinton County property record for 434 S Oak St, Maple Rapids, MI 48853 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Jun 2004)
Tax Bill	$511 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-000-019-007-00`

Property Details

APN / Parcel Number

Primary APN	`081-000-019-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	132 ft deep x 165 ft wide
Garage Type	Detached
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	434 S OAK ST
City	MAPLE RAPIDS
State	MI
Zip	48853-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8, BLOCK 19, MAPLE RAPIDS
Legal Subdivision	VILLAGE OF MAPLE RAPIDS
Legal Block	19
Legal Lot Number	7-8
Jurisdiction	CLINTON MI
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2027
Census Tract	10600

Owner

Source: Clinton County records · APN 081-000-019-007-00

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	434 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2004 · Amount on Record
Deed Sale	Jun 29, 2004 · Amount on Record
Deed Document Number	20045061248
Last Transfer Date	Nov 01, 2022
Transfer Doc	0005330617
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Nov 07, 2022
Property Address	434 S OAK ST, MAPLE RAPIDS, MI 48853-5001
Document Number	0005330617
Map Reference	LB 42 PG 41
Instrument Date	Nov 01, 2022
Instrument	5330617
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 S OAK ST, MAPLE RAPIDS, MI 48853-5001

Mortgage

Document Number	0005330618
Date	Nov 07, 2022
Instrument	5330618

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2037

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Essex Township
Municipality	Maple Rapids Village
Unified School District	Fulton Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,200 (+4.13%) Land $12,000 Building $61,200	$146,400 (+4.13%) Land $24,000 Building $122,400
2025	$511.00 (-36.99%) Homeowner's exemption	$70,300 (+40.04%) Land $11,700 Building $58,600	$140,600 (+40.04%) Land $23,400 Building $117,200
2024	$811.00 (+7.56%)
2023		$50,200	$100,400
2022	$754.00 (+17.63%)
2020	$641.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CMS Internet	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
CMS Internet	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: CMS Internet, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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