Santa Cruz County property record for 455 Ponza Ln, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,995 sqft · built 1996 |
| Lot Size | 3.76 acres (164,134 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,820 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-461-06 |
| Primary APN | 102-461-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 3,995 sqft Living Area |
| Gross Area | 5,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 164,134 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 1,035 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 1,107 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 455 PONZA LN |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | MAP B7 953 |
| Legal Subdivision | LANDS/MADELINE PONZA |
| Legal Block | 7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 121200 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 455 PONZA LN, SOQUEL, CA 95073-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2012 |
| Transfer Doc | 0000010786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 455 PONZA LN, SOQUEL, CA 95073-9528 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 455 PONZA LN, SOQUEL, CA 95073-9528 |
| Document Number | 0000053267 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0053267 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $835,807 (+2%) Land $164,374 Building $671,433 | ||
| 2025 | $9,820.00 (+9.43%) Homeowner's exemption | $819,418 (+4.04%) Land $161,151 Building $658,267 | |
| 2023 | $8,974.00 (+0.87%) Homeowner's exemption | $787,599 Land $154,893 Building $632,706 | $2,662,650 |
| 2022 | $8,897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1982–2023) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Feb 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, Etheric Networks, Verizon.
5G and 4G LTE (outdoors only)
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