Santa Cruz County property record for 443 Ponza Ln, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 6,198 sqft · built 2004 |
| Lot Size | 21.8 acres (949,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,370,000 (Dec 2023) |
| Tax Bill | $12,024 (2025) |
| Deeds & Mortgages | Dec 2023 Sale Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-031-29 |
| Primary APN | 102-031-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 6,198 sqft Living Area |
| Gross Area | 7,173 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 949,608 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 441 PONZA LN |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Subdivision | PARCEL |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 121200 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 PONZA LN, SOQUEL, CA 95073-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Dec 19, 2002 · Amount on Record |
| Deed Document Number | 202323032 |
| Prior Transfer Date | Jul 20, 2016 |
| Prior Transfer Doc | 0000026520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 1, 2023 |
| Property Address | 441 PONZA LN, SOQUEL, CA 95073-9528 |
| Document Number | 0000023032 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023-0023032 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,707.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 441 PONZA LN, SOQUEL, CA 95073-9528 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 441 PONZA LN, SOQUEL, CA 95073-9528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003909 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 2020-0003909 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,033,781 (+2%) Land $702,974 Building $330,807 | ||
| 2025 | $12,024.00 (-52.83%) Homeowner's exemption | $1,013,511 (-51.04%) Land $689,191 Building $324,320 | |
| 2023 | $25,490.00 (+0.7%) Homeowner's exemption | $2,070,137 Land $873,934 Building $1,196,203 | $3,695,130 |
| 2022 | $25,313.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1982–2023) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Feb 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, Etheric Networks.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures