145 Ponza Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 145 Ponza Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,721 sqft · built 1994
Lot Size	4.64 acres (202,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2013)
Tax Bill	$15,895 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`102-031-19`

Property Details

APN / Parcel Number

Primary APN	`102-031-19`
Alternative APN	`102-031-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,721 sqft Living Area
Gross Area	3,691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	202,510 sqft
Terrain	Combination
View / Lot	Mountain
Garage Type	Attached
Garage Area	970 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	145 PONZA LN
City	SOQUEL
State	CA
Zip	95073-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121200

Owner

Source: Santa Cruz County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 PONZA LN, SOQUEL, CA 95073-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 7, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Apr 6, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Apr 6, 2020	Quit Claim Deed, Transfer AMROCK INC
Aug 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 6, 2019	Quit Claim Deed, Transfer AMROCK TITLE CA INC
May 14, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 21, 2018	Quit Claim Deed, Transfer TITLE SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2013 · Amount on Record
Deed Sale	May 23, 2013 · Amount on Record
Prior Sale	Oct 18, 1996 · Amount on Record
Deed Document Number	201325733
Last Transfer Date	Apr 2, 2021
Transfer Doc	0000026193
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 7, 2021
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000026193
Instrument Date	Apr 2, 2021
Instrument	2021-0026193
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PONZA LN, SOQUEL, CA 95073-9413

Mortgage

Document Number	0000026194
Date	May 7, 2021
Instrument	2021-0026194

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 7, 2021
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000026195
Instrument Date	Apr 2, 2021
Instrument	2021-0026195
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	145 PONZA LN, SOQUEL, CA 95073-9413

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 6, 2020
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000011746
Instrument Date	Mar 7, 2020
Instrument	11746
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 PONZA LN SOQUEL CA 950739413, SOQUEL, CA 95073-9413

Mortgage

Document Number	11747
Date	Apr 6, 2020
Instrument	11747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 6, 2020
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000011748
Instrument Date	Mar 7, 2020
Instrument	11748
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	145 PONZA LN SOQUEL CA 950739413, SOQUEL, CA 95073-9413

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 6, 2019
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000022428
Instrument Date	Aug 1, 2019
Instrument	22428
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 PONZA LN SOQUEL CA 950739413, SOQUEL, CA 95073-9413

Mortgage

Document Number	22429
Date	Aug 6, 2019
Instrument	22429

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 6, 2019
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000022430
Instrument Date	Aug 1, 2019
Instrument	22430
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	145 PONZA LN SOQUEL CA 950739413, SOQUEL, CA 95073-9413

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 14, 2018
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000014451
Instrument Date	May 2, 2018
Instrument	14451
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 PONZA LN SOQUEL CA 950739413, SOQUEL, CA 95073-9413

Mortgage

Document Number	14452
Date	May 14, 2018
Instrument	14452

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 21, 2018
Property Address	145 PONZA LN, SOQUEL, CA 95073-9413
Document Number	0000015194
Instrument Date	May 2, 2018
Instrument	15194
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	145 PONZA LN SOQUEL CA 950739413, SOQUEL, CA 95073-9413

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,381,538 (+2%) Land $753,509 Building $628,029
2025	$15,895.00 (+9.06%) Homeowner's exemption	$1,354,449 (+4.04%) Land $738,734 Building $615,715
2023	$14,574.00 (+0.81%) Homeowner's exemption	$1,301,854 Land $710,048 Building $591,806	$1,652,670
2022	$14,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Feb 2023 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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