455 N Hawthorne Rd, Duluth, MN 55812 Property Records

St. Louis County property record for 455 N Hawthorne Rd, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,635 sqft · built 1928
Lot Size	0.631 acres (27,505 sqft)
Owner	Individual Name on Record
Last Sale	$522,000 (May 2016)
Tax Bill	$10,846 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`010-0700-00180`

Property Details

APN / Parcel Number

Primary APN	`010-0700-00180`
Alternative APN	`1009117`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,635 sqft Gross Area
1st Floor Area	1,673 sqft
Basement Area	328 sqft
Finished Basement	272 sqft
Unfinished Basement	56 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	27,505 sqft (0.631 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	84 sqft
Deck Area	12 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1009117
Street Address	455 N HAWTHORNE RD
City	DULUTH
State	MN
Zip	55812-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AND NWLY 1/2 OF LOT 2 SERIAL #
Legal Subdivision	CONGDON PARK DIV 2ND REARRANGE
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	455 N HAWTHORNE RD, DULUTH, MN 55812-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage TCF NAT'L BK
Jun 12, 2017	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Deed Document Number	2016971023
Prior Transfer Date	May 4, 2001
Prior Transfer Doc	0000700800
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	455 N HAWTHORNE RD, DULUTH, MN 55812-1541
Document Number	00T1023602
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 N HAWTHORNE RD DULUTH MN 558121541, DULUTH, MN 55812-1541

Mortgage

Document Number	00T1023602
Date	May 20, 2020
Instrument	T1023602

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	455 N HAWTHORNE RD, DULUTH, MN 55812-1541
Document Number	000T986484
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 N HAWTHORNE RD DULUTH MN 558121541, DULUTH, MN 55812-1541

Mortgage

Document Number	000T986484
Date	Jun 27, 2017
Instrument	T986484

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 26, 2022

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,846.00 (+5.16%) Homeowner's exemption
2025	$10,314.00 (+1.24%) Homeowner's exemption	$752,800 (+6.43%) Land $143,000 Building $609,800	$752,800 (+6.43%) Land $143,000 Building $609,800
2024	$10,188.00	$707,300 (+6.89%) Land $83,300 Building $624,000	$707,300 (+6.89%) Land $83,300 Building $624,000
2022		$661,700 Land $73,000 Building $588,700	$661,700 Land $73,000 Building $588,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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