424 N Hawthorne Rd, Duluth, MN 55812 Property Records

St. Louis County property record for 424 N Hawthorne Rd, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,895 sqft · built 1929
Lot Size	0.679 acres (29,592 sqft)
Owner	Individual Name on Record
Last Sale	$539,900 (Sep 2019)
Tax Bill	$11,972 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0700-00340`

Property Details

APN / Parcel Number

Primary APN	`010-0700-00340`
Alternative APN	`1076754`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,895 sqft Gross Area
1st Floor Area	1,605 sqft
Basement Area	531 sqft
Finished Basement	531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	29,592 sqft (0.679 acres)
Garage Area	2,080 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	4 sqft
Deck Area	91 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1076754
Street Address	424 N HAWTHORNE RD
City	DULUTH
State	MN
Zip	55812-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50 FT LOTS 23 AND ALL LOT 23 A SERIAL #
Legal Subdivision	CONGDON PARK DIVISION
Legal Block	6
Legal Lot Number	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 N HAWTHORNE RD, DULUTH, MN 55812-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Sep 3, 2019	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/CMRC
Feb 14, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	May 9, 2013 · Amount on Record
Deed Document Number	20191014515
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	0000908164
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	424 N HAWTHORNE RD, DULUTH, MN 55812-1540
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047805
Date	Oct 6, 2021
Instrument	1047805

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 3, 2019
Property Address	424 N HAWTHORNE RD, DULUTH, MN 55812-1540
Document Number	00T1014515
Instrument Date	Jul 31, 2019
Instrument	T1014515
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,781.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 N HAWTHORNE RD DULUTH MN 558121540, DULUTH, MN 55812-1540

Mortgage

Document Number	T1014516
Date	Sep 3, 2019
Instrument	T1014516

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	424 N HAWTHORNE RD, DULUTH, MN 55812-1540
Document Number	000T995597
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	424 N HAWTHORNE RD DULUTH MN 558121540, DULUTH, MN 55812-1540

Mortgage

Document Number	000T995597
Date	Mar 2, 2018
Instrument	T995597

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,972.00 (+14.24%)
2025	$10,480.00 (+0.83%)	$815,100 (+13.63%) Land $143,900 Building $671,200	$815,100 (+13.63%) Land $143,900 Building $671,200
2024	$10,394.00	$717,300 (+17.44%) Land $83,800 Building $633,500	$717,300 (+17.44%) Land $83,800 Building $633,500
2022		$610,800 Land $73,500 Building $537,300	$610,800 Land $73,500 Building $537,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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