415 N Hawthorne Rd, Duluth, MN 55812 Property Records

St. Louis County property record for 415 N Hawthorne Rd, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 7,721 sqft · built 1916
Lot Size	1.95 acres (85,331 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Jun 2021)
Tax Bill	$22,886 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2121-00010`

Property Details

APN / Parcel Number

Primary APN	`010-2121-00010`
Alternative APNs	`1109755` `1165452`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	7,721 sqft Gross Area
1st Floor Area	4,432 sqft
Basement Area	220 sqft
Finished Basement	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Mansion
Construction Type	Steel Frame
Roof Type	Hip
Lot Area	85,331 sqft (1.95 acres)
Garage Area	640 sqft

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	336 sqft
Cabin	207 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1165452
Street Address	415 N HAWTHORNE RD
City	DULUTH
State	MN
Zip	55812-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1 SERIAL #
Legal Subdivision	HAWTHORNE DIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

415 N Hawthorne Rd is owned and occupied by an individual who acquired it in March 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	415 N HAWTHORNE RD, DULUTH, MN 55812-1541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 24, 2020	Deed of Trust, Mortgage BELL BK
Aug 19, 2019	Loan Modification, Mortgage REPUBLIC BK
May 30, 2018	Deed of Trust, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Deed Document Number	20211041476
Last Transfer Date	Mar 14, 2024
Transfer Doc	0001078993
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 1, 2021
Property Address	415 N HAWTHORNE RD, DULUTH, MN 55812-1541
Document Number	0001041476
Instrument Date	May 8, 2021
Instrument	1041476
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 N HAWTHORNE RD, DULUTH, MN 55812-1541

Mortgage

Document Number	0001041478
Date	Jun 1, 2021
Instrument	1041478

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	415 N HAWTHORNE RD, DULUTH, MN 55812-1541
Document Number	00T1021419
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	TITLESMART

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	415 N HAWTHORNE RD DULUTH MN 558121541, DULUTH, MN 55812-1541

Mortgage

Document Number	00T1021419
Date	Mar 12, 2020
Instrument	T1021419

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2035

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	415 N HAWTHORNE RD, DULUTH, MN 55812-1541
Document Number	00T1014836
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	415 N HAWTHORNE RD DULUTH MN 558121541, DULUTH, MN 55812-1541

Mortgage

Document Number	00T1014836
Date	Sep 10, 2019
Instrument	T1014836

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 9, 2024

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	415 N HAWTHORNE RD, DULUTH, MN 55812-1541
Document Number	000T999745
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	415 N HAWTHORNE RD DULUTH MN 558121541, DULUTH, MN 55812-1541

Mortgage

Document Number	000T999745
Date	Jul 2, 2018
Instrument	T999745

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 415 N Hawthorne Rd was $22,886 with a homeowner's exemption, up 5.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,886.00 (+5.68%) Homeowner's exemption
2025	$21,656.00 (-8.04%) Homeowner's exemption	$1,484,500 (+7.08%) Land $167,800 Building $1,316,700	$1,484,500 (+7.08%) Land $167,800 Building $1,316,700
2024	$23,550.00	$1,386,300 Land $98,300 Building $1,288,000	$1,386,300 Land $98,300 Building $1,288,000
2022		$1,285,200 Land $86,300 Building $1,198,900	$1,285,200 Land $86,300 Building $1,198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 N Hawthorne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N Hawthorne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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