Oswego County and Constantia Town property record for 455 Lower Rd, Constantia, NY 13044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,006 sqft · built 1971 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,334 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 295.00-03-01.02 |
| Primary APN | 352689 295.00-03-01.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 1,250 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,000 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 455 LOWER RD |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 3 |
| Legal Lot Number | 1.020 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20600 |
455 Lower Rd is owned and occupied by two individuals.
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 LOWER RD, CONSTANTIA, NY 13044-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 455 LOWER RD, CONSTANTIA, NY 13044-2613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007131 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | R-2017-007131 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 455 Lower Rd was $4,334 with exemptions applied, up 1.2% from the year before.
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,334.00 (+1.21%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,282.00 | $115,600 Land $13,800 Building $101,800 | $210,182 Land $25,091 Building $185,091 |
| 2023 | $115,600 Land $13,800 Building $101,800 | $177,846 Land $21,231 Building $156,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Lower Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Lower Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures