Oswego County and Constantia Town property record for 320 Lower Rd, Constantia, NY 13044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,230 sqft · built 1986 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,310 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 295.00-02-02.2 |
| Primary APN | 352689 295.00-02-02.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| 2nd Floor Area | 960 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,036 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 320 LOWER RD |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 401-021-000 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 2 |
| Legal Lot Number | 2.200 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20600 |
320 Lower Rd is owner-occupied and held in a trust since May 2024.
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 320 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 7, 2024 |
| Transfer Doc | 0000004374 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 320 Lower Rd was $7,310 with exemptions applied, up 1.5% from the year before.
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,310.00 (+1.49%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $7,203.00 | $174,300 Land $17,500 Building $156,800 | $316,909 Land $31,818 Building $285,091 |
| 2023 | $174,300 Land $17,500 Building $156,800 | $268,154 Land $26,923 Building $241,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Lower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Lower Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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