Oswego County and Constantia Town property record for 368 Lower Rd, Constantia, NY 13044 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,905 sqft · built 1957 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,582 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 295.00-02-01.11 |
| Primary APN | 352689 295.00-02-01.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,905 sqft Living Area |
| 1st Floor Area | 2,953 sqft |
| 2nd Floor Area | 2,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 410 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 368 LOWER RD |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 2 |
| Legal Lot Number | 1.110 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records · APN 352689 295.00-02-01.11
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 368 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PATHFINDER BANK |
| Aug 11, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 368 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE |
| Name | Verified Name |
|---|---|
| Address | 368 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Document Number | 0000005482 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | R-2023-005482 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 11, 2021 |
| Property Address | 368 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Document Number | 0000009194 |
| Instrument Date | Aug 11, 2021 |
| Instrument | R-2021-009194 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 366 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 368 LOWER RD, CONSTANTIA, NY 13044-2614 |
Source: Oswego County and Constantia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,582.00 | $116,400 (-) Land $15,000 Building $101,400 | $211,636 (+18.18%) Land $27,273 Building $184,363 |
| 2023 | $116,400 Land $15,000 Building $101,400 | $179,077 Land $23,077 Building $156,000 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750206002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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