455 Filbert St, El Cajon, CA 92020 Property Records

San Diego County property record for 455 Filbert St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,520 sqft · built 1968
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (Aug 2026)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`488-250-19-00`

Property Details

APN / Parcel Number

Primary APN	`488-250-19-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	11,900 sqft (0.273 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	455 FILBERT ST
City	EL CAJON
State	CA
Zip	92020-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 11 POR TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	11
Legal Lot Number	10,11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	15802

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 FILBERT ST, EL CAJON, CA 92020-4611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage EDF CAPITAL LLC
Jan 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 26, 2019	Affidavit of Death, Mortgage · Conventional Mortgage MARIARD PROFIT SHARING PLAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Deed Document Number	2026233042
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	0000350973
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2026
Property Address	455 FILBERT ST, EL CAJON, CA 92020-4611
Document Number	0000233042
Instrument Date	Jul 23, 2026
Instrument	2026233042
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,876.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	455 FILBERT ST, EL CAJON, CA 92020-4611

Mortgage

Document Number	0000233043,
Date	Aug 10, 2026
Instrument	2026233043

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	455 FILBERT ST, EL CAJON, CA 92020-4611
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 CANTEBRIA WAY, PAYETTE, ID 83661-2938

Mortgage

Document Number	0000342524
Date	Dec 4, 2025
Instrument	2025-0342524

Lender

Name	EDF CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2020
Property Address	455 FILBERT ST, EL CAJON, CA 92020-4611
Document Number	0000006730
Map Reference	MAP 1173
Instrument Date	Dec 5, 2019
Instrument	2020-0006730
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4202 CAMINO PAZ, SPRING VALLEY, CA 91977-1107

Mortgage

Document Number	0000006731
Date	Jan 7, 2020
Instrument	2020-0006731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	455 FILBERT ST, EL CAJON, CA 92020-4611
Document Number	0000375144
Instrument Date	Aug 30, 2019
Instrument	375144
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4202 CAMINO PAZ SPRING VALLEY CA 919771107, SPRING VALLEY, CA 91977-1107

August 2019: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	455 FILBERT ST, EL CAJON, CA 92020-4611
Document Number	0000363251
Instrument Date	Jul 27, 2019
Instrument	363251
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4202 CAMINO PAZ SPRING VALLEY CA 919771107, SPRING VALLEY, CA 91977-1107

Mortgage

Document Number	363252
Date	Aug 26, 2019
Instrument	363252

Lender

Name	MARIARD PROFIT SHARING PLAN
Address	2300 BOSWELL RD # 215, CHULA VISTA, CA 91914-3523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$112,340 (+2%) Land $24,943 Building $87,397
2025	$2,496.00 (+31.3%)	$110,138 (+4.04%) Land $24,454 Building $85,684
2023	$1,901.00 (-1.91%)	$105,862 Land $23,505 Building $82,357
2022	$1,938.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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