412 Filbert St, El Cajon, CA 92020 Property Records

San Diego County property record for 412 Filbert St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1951
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2018)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`488-243-13-00`

Property Details

APN / Parcel Number

Primary APN	`488-243-13-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,107 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	13,300 sqft (0.305 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	412 FILBERT ST
City	EL CAJON
State	CA
Zip	92020-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 10 LOT 7 /EXC ST OP/ E 1/2 TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	10
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	15802

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 FILBERT ST, EL CAJON, CA 92020-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jun 11, 2018	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Jun 19, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	2018247270
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	0000133514
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	412 FILBERT ST, EL CAJON, CA 92020-4612
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 FILBERT ST, EL CAJON, CA 92020-4612

Mortgage

Document Number	0000128121
Date	Feb 18, 2021
Instrument	2021-0128121

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	412 FILBERT ST, EL CAJON, CA 92020-4612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471917
Date	Oct 18, 2019
Instrument	2019-0471917

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	412 FILBERT ST, EL CAJON, CA 92020-4612
Document Number	0000247271
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 FILBERT ST EL CAJON CA 920204612, EL CAJON, CA 92020-4612

Mortgage

Document Number	0000247271
Date	Jun 19, 2018
Instrument	247271

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2018
Property Address	412 FILBERT ST, EL CAJON, CA 92020-4612
Document Number	0000247270
Instrument Date	May 17, 2018
Instrument	247270
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 FILBERT ST EL CAJON CA 920204612, EL CAJON, CA 92020-4612

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2017
Property Address	412 FILBERT ST, EL CAJON, CA 92020-4612
Document Number	0000133514
Map Reference	MAP1173
Instrument Date	Mar 20, 2017
Instrument	2017-0133514
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 FILBERT ST, EL CAJON, CA 92020-4612

Mortgage

Document Number	0000133515
Date	Mar 24, 2017
Instrument	2017-0133515

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,438 (+2%) Land $244,698 Building $242,740
2025	$6,838.00 (+3.79%) Homeowner's exemption	$477,881 (+4.04%) Land $239,900 Building $237,981
2023	$6,588.00 (+6.43%) Homeowner's exemption	$459,327 Land $230,586 Building $228,741
2022	$6,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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