San Diego County property record for 450 Filbert St, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,891 sqft · built 1964 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,924 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 488-243-30-00 |
| Primary APN | 488-243-30-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,891 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 12,600 sqft (0.289 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4882431700 |
|---|---|
| Street Address | 450 FILBERT ST |
| City | EL CAJON |
| State | CA |
| Zip | 92020-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | BLK 10 LOT 10 W 160 FT OF E 180 FT OF TR 001173 |
| Legal Subdivision | CHASE ADD |
| Legal Tract | 001173 |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 15802 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BLUPEAK CU |
| Apr 2, 2026 | Gift Deed, Transfer · Conventional Mortgage BLUEOX CREDIT UNION |
| Oct 18, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Oct 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 0000128561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Document Number | 0000179842 |
|---|---|
| Date | Jul 15, 2024 |
| Instrument | 2024-0179842 |
| Name | BLUPEAK CU |
|---|---|
| Type | Credit Union |
| Address | EL CAJON, CA 92020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2026 |
| Property Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Document Number | 0000090314 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202690314 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Document Number | 0000090315, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202690315 |
| Name | BLUEOX CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000470145 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019-0470145 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.72% |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 450 FILBERT ST, EL CAJON, CA 92020-4612 |
| Document Number | 0000470146 |
| Instrument Date | Oct 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 450 FILBERT ST EL CAJON CA 920204612, EL CAJON, CA 92020-4612 |
| Document Number | 0000470146 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 470146 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.72% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $94,664 (-78.93%) Land $23,535 Building $71,129 | |
| 2025 | $5,924.00 (+282.19%) Homeowner's exemption | $449,304 (+403.66%) Land $266,537 Building $182,767 |
| 2024 | $1,550.00 (-1.9%) | |
| 2023 | $1,580.00 (+1.94%) Homeowner's exemption | $89,207 Land $22,179 Building $67,028 |
| 2022 | $1,550.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.
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