Montgomery County property record for 445 Cumberland Trl, Conroe, TX 77302 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,076 sqft · built 1999 |
| Lot Size | 0.235 acres (10,270 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,247 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-09-11500 |
| Primary APN | 8320-09-11500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,270 sqft (0.235 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 121 sqft |
| Canopy | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R147219 |
|---|---|
| Street Address | 445 CUMBERLAND TRL |
| City | CONROE |
| State | TX |
| Zip | 77302-1089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER PLANTATION 09, LOT 381 |
| Legal Subdivision | RIVER PLANTATION 09 |
| Legal Lot Number | 381 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 693202 |
Source: Montgomery County records · APN 8320-09-11500
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 445 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2024 | Vendor's Lien, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Jul 15, 2021 | Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2024 |
| Deed Sale | Jan 02, 2024 |
| Prior Sale | Jul 15, 2021 |
| Deed Document Number | 2024000425 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 02, 2024 |
| Property Address | 445 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000000425 |
| Map Reference | CAB A SH 87B |
| Instrument Date | Jan 02, 2024 |
| Instrument | 2024000425 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | TEXAS HOMELAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000426 |
|---|---|
| Date | Jan 02, 2024 |
| Instrument | 2024000426 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 15, 2021 |
| Property Address | 445 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000097318 |
| Map Reference | CAB A SH 87B |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021097318 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | MOMENTUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000097319 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021097319 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312,829 (+1.01%) Land $30,810 Building $282,019 | $312,829 (+1.01%) Land $30,810 Building $282,019 | |
| 2024 | $4,247.00 (-2.57%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $309,686 (-0.57%) Land $30,810 Building $278,876 | $309,686 (-0.57%) Land $30,810 Building $278,876 |
| 2023 | $4,359.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $311,450 Land $30,810 Building $280,640 | $311,450 Land $30,810 Building $280,640 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396932023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 161 individual NFIP policies nearby |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 17% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Tachus | Fiber | 8,000 / 8,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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