455 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 455 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,026 sqft · built 2001
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2012)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-09-102C`

Property Details

APN / Parcel Number

Primary APN	`115-09-102C`
Alternative APN	`R0017946`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	4,792 sqft (0.11 acres)
Patio Area	88 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R0017946
Street Address	455 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 03 LOT: 555 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	28
Legal Subdivision	MOUNTAINAIRE UNIT 03
Legal Lot Number	555
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1021
Census Tract	1500

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	455 CHEROKEE, FLAGSTAFF, AZ 86005-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Construction Mortgage DAN SHIELDS
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2012 · Amount on Record
Deed Sale	Sep 19, 2012 · Amount on Record
Prior Sale	Jun 16, 2004
Deed Document Number	3639445
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	455 CHEROKEE, FLAGSTAFF, AZ 86005-4016
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 CHEROKEE, FLAGSTAFF, AZ 86005-4016

Mortgage

Document Number	0004032938
Date	Feb 3, 2026
Instrument	4032938

Lender

Name	DAN SHIELDS
Type	Private Party
Address	26 POINTS NORTH ROAD, STOWE, VT 05672

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	455 CHEROKEE, FLAGSTAFF, AZ 86005-4016
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003774739
Date	Jan 17, 2017
Instrument	3774739

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	455 CHEROKEE, FLAGSTAFF, AZ 86005-4016
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003887520
Date	Sep 18, 2020
Instrument	3887520

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,031 (-3.58%) Land $11,475 Building $24,556
2025	$2,096.00 (+14.47%) Homeowner's exemption		$360,306 (-3.58%) Land $114,750 Building $245,556
2024		$37,367 Land $13,462 Building $23,905
2023	$1,831.00 Homeowner's exemption		$373,668 Land $134,620 Building $239,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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