Stephens County property record for 455 Black Mountain Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,563 sqft · built 1938 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Aug 2000) |
| Tax Bill | $1,928 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B 056 |
| Primary APN | 018B 056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,563 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 126,324 sqft (2.9 acres) |
| Terrain | Gentle Slope |
| Garage Area | 400 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 344 sqft |
| Canopy | 264 sqft |
| Lean-To | 70 sqft |
| Utility Building | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 487650 |
|---|---|
| Old Parcel Number | 018B 056 |
| Street Address | 455 BLACK MOUNTAIN RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | BLACK MOUNTAIN RD |
| Legal Subdivision | RONNIE & TINA K MORRIS |
| Legal Tract | 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970101 |
455 Black Mountain Rd is owned and occupied by two individuals who bought it in August 2000.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 BLACK MOUNTAIN RD, TOCCOA, GA 30577-7862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2000 · Amount on File |
| Deed Sale | Aug 28, 2000 · Amount on File |
| Deed Document Number | 0000479391 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 455 Black Mountain Rd was $1,928 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 Homeowner's exemption Senior Citizen's exemption | $99,089 Land $9,477 Building $89,612 | $247,724 Land $23,693 Building $224,031 |
| 2023 | $1,258.00 (-38.75%) Homeowner's exemption | $64,958 (+11.84%) Land $9,477 Building $55,481 | $162,396 (+11.84%) Land $23,693 Building $138,703 |
| 2022 | $2,054.00 Homeowner's exemption | $58,083 Land $9,477 Building $48,606 | $145,209 Land $23,693 Building $121,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 455 Black Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Black Mountain Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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