Stephens County property record for 307 Black Mountain Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 1981 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Apr 2017) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B 050 |
| Primary APN | 018B 050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,753 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.489 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 292 sqft |
| Patio Area | 292 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 487850 |
|---|---|
| Old Parcel Number | 018B 050 |
| Street Address | 307 BLACK MOUNTAIN RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 4 OFF BLACK MOUNTAIN RD |
| Legal Lot Number | 4 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970101 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 307 BLACK MOUNTAIN RD, TOCCOA, GA 30577-7416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2017 | Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L |
| Apr 25, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Deed Document Number | 0001120309 |
| Deed Book / Page | 1120 / 309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 27, 2017 |
| Property Address | 307 BLACK MOUNTAIN RD, TOCCOA, GA 30577-7416 |
| Document Number | 0011200309 |
| Book / Page | 001120 / 000309 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 307 BLACK MOUNTAIN RD TOCCOA GA 305777416, TOCCOA, GA 30577-7416 |
| Document Number | 11200311 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 001120/000311 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 25, 2017 |
| Property Address | 307 BLACK MOUNTAIN RD, TOCCOA, GA 30577-7416 |
| Document Number | 0011200309 |
| Book / Page | 1120 / 309 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017-000437 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 BLACK MOUNTAIN RD, TOCCOA, GA 30577-7416 |
| Document Number | 0011200311 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 1120/311 |
| Name | HOMESTAR FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+33.66%) Homeowner's exemption | $93,190 (+58.25%) Land $4,186 Building $89,004 | $232,976 (+58.25%) Land $10,465 Building $222,511 |
| 2023 | $2,023.00 (+2.69%) Homeowner's exemption | $58,888 (+5.69%) Land $4,186 Building $54,702 | $147,220 (+5.69%) Land $10,465 Building $136,755 |
| 2022 | $1,970.00 Homeowner's exemption | $55,716 Land $4,186 Building $51,530 | $139,289 Land $10,465 Building $128,824 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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