455 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 455 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1930
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$86,900 (Sep 2022)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-175`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-175`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	714 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Foundation Type	Raised
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 214 AND 215 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	214-215
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2025
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	455 BEACH ST, MOUNT MORRIS, MI 48458-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage ELGA CU
Jun 23, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	202264405
Prior Transfer Date	Mar 23, 2016
Prior Transfer Doc	0000032882
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 30, 2022
Property Address	455 BEACH ST, MOUNT MORRIS, MI 48458-1903
Document Number	0000064405
Map Reference	MB 5 PG 32
Instrument Date	Sep 28, 2022
Instrument	202209300064405
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 BEACH ST, MOUNT MORRIS, MI 48458-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 MEADOWWOOD LN APT 72, 72, CHESANING, MI 48616-1177

Mortgage

Document Number	0000064406
Date	Sep 30, 2022
Instrument	202209300064406

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 7, 2021
Property Address	455 BEACH ST, MOUNT MORRIS, MI 48458-1903
Document Number	202101070001914
Map Reference	LB 5 PG 32
Instrument Date	Dec 29, 2020
Instrument	202101070001914
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20514 LAKE FOREST DR W, 20514, GUY, TX 77444-9608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11735 CURWOOD DR, GRAND BLANC, MI 48439-1102

Mortgage

Document Number	202101070001915
Date	Jan 7, 2021
Instrument	202101070001915

Lender

Name	ELGA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 23, 2020
Property Address	455 BEACH ST, MOUNT MORRIS, MI 48458-1903
Document Number	0000041143
Instrument Date	Jun 11, 2020
Instrument	41143
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 GRASSMERE AVE FLINT MI 485324027, FLINT, MI 48532-4027

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,500 (+14%) Land $3,900 Building $46,600	$101,000 (+14%) Land $7,800 Building $93,200
2025	$1,808.00 (+2.03%) Homeowner's exemption	$44,300 (+30.29%)	$88,600 (+30.29%)
2024	$1,772.00 (+53.82%)
2023		$34,000	$68,000
2021	$1,152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach St

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