435 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 435 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 810 sqft · built 1938
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2024)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-174`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-174`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	810 sqft
Basement Area	698 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 212 & 213 PLAT OF BUENA VISTA (85) FR 5700010191
Legal Subdivision	PLAT
Legal Lot Number	212-213
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2025
Census Tract	12310

Owner

Source: Genesee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 BEACH ST, MOUNT MORRIS, MI 48458-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage ICON MORTGAGE LENDING INC
May 13, 2022	Intrafamily Transfer, Transfer
Oct 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	2024043029057
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000039378
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 30, 2024
Property Address	435 BEACH ST, MOUNT MORRIS, MI 48458-1903
Document Number	0000029057
Map Reference	MB 5 PG 32
Instrument Date	Apr 29, 2024
Instrument	202404300029057
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 BEACH ST, MOUNT MORRIS, MI 48458-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13104 SHERIDAN RD, MONTROSE, MI 48457-9407

Mortgage

Document Number	0000028948
Date	Apr 30, 2024
Instrument	202404300028948

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	May 13, 2022
Property Address	435 BEACH ST, MOUNT MORRIS, MI 48458-1903
Document Number	0000039378
Map Reference	LB 5 PG 32
Instrument Date	May 9, 2022
Instrument	202205130039378
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 E VATES ST, 325, FRANKENMUTH, MI 48734-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 BEACH ST, MOUNT MORRIS, MI 48458-1903

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 17, 2019
Property Address	435 BEACH ST, MOUNT MORRIS, MI 48458-1903
Document Number	0000066470
Instrument Date	Mar 3, 2010
Instrument	66470
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	325 E VATES ST FRANKENMUTH MI 487341129, FRANKENMUTH, MI 48734-1129

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,800 (+54.13%) Land $3,900 Building $53,900	$115,600 (+54.13%) Land $7,800 Building $107,800
2025	$1,842.00 (+32.04%) Homeowner's exemption	$37,500 (+6.23%)	$75,000 (+6.23%)
2024	$1,395.00 (+10.63%)
2023		$35,300	$70,600
2021	$1,261.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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