434 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 434 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jun 2021)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-198`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-198`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	W 19 FT OF LOT 242 AND LOT 243 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	242-243
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2024
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	434 BEACH ST, MOUNT MORRIS, MI 48458-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	202154821
Prior Transfer Date	Aug 4, 2009
Prior Transfer Doc	0000055867
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 11, 2021
Property Address	434 BEACH ST, MOUNT MORRIS, MI 48458-1904
Document Number	202106110054821
Instrument Date	Jun 4, 2021
Instrument	202106110054821
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, FATIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11435 CARR RD, 11435, DAVISON, MI 48423-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 PALADIN DR, FLINT, MI 48507-3448

Mortgage

Document Number	202106110054822
Date	Jun 11, 2021
Instrument	202106110054822

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jun 4, 2059

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,100 (+13.66%) Land $3,200 Building $45,900	$98,200 (+13.66%) Land $6,400 Building $91,800
2025	$1,485.00 (+2.06%) Homeowner's exemption	$43,200 (+28.96%)	$86,400 (+28.96%)
2024	$1,455.00 (+92.72%)
2023		$33,500	$67,000
2021	$755.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach St

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