4549 River Ranch Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 4549 River Ranch Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,483 sqft · built 1973
Lot Size	0.606 acres (26,397 sqft)
Owner	Company Name on Record
Tax Bill	$1,960 (2024)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`14-1N-28-0000-00102-0000`

Property Details

APN / Parcel Number

Primary APN	`14-1N-28-0000-00102-0000`
Alternative APN	`N281140000001020000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	4,486 sqft
1st Floor Area	2,483 sqft
Utility Area	98 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	26,397 sqft (0.606 acres)
Lot Dimensions	208 ft deep x 127 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	153 sqft
Patio Area	984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4549 RIVER RANCH RD
City	MILTON
State	FL
Zip	32583-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION UPDATE FOR 2021 PARCEL IN SECTIONS 11 & 14 TOWNSHIP 1 NORTH RANGE 28 WEST DES AS: BEG ON W BNDRY OF RIVER RD AT A PT 29.5 FT S & 615 W OF NE CORN OF SEC 14 THN N4606W 86.8 FT ON W BNDRY OF RD THN S8645W 50 FT THN S35*12W 219.2 FT +/-
Legal Range	28W
Legal Township	1N
Legal Section	14
Legal Subdivision	RIVER RANCH
Legal Block	1
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2042
Census Tract	10809

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4549 RIVER RANCH RD, MILTON, FL 32583-3226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 2021
Transfer Doc	0041630071
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 13, 2021
Property Address	4549 RIVER RANCH RD, MILTON, FL 32583-3226
Document Number	0041630071
Book / Page	4163 / 71
Map Reference	MB B PG 166
Instrument Date	Mar 1, 2021
Instrument	202154482
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4549 RIVER RANCH RD, MILTON, FL 32583-3226

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,625 (+2.9%)	$374,086 (+4.99%) Land $153,104 Building $220,982
2024	$1,960.00 (+1.98%) Homeowner's exemption	$195,943 (+3%)	$356,308 (+9.63%) Land $141,763 Building $214,545
2023	$1,922.00 (+2.4%) Homeowner's exemption	$190,236 (+3%)	$324,997 (+0.1%) Land $113,411 Building $211,586
2022	$1,877.00 Homeowner's exemption	$184,695	$324,659 Land $113,411 Building $211,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50