4525 River Ranch Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 4525 River Ranch Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,791 sqft · built 2005
Lot Size	1.36 acres (59,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Feb 2020)
Tax Bill	$6,129 (2024)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`14-1N-28-3410-00100-0030`

Property Details

APN / Parcel Number

Primary APN	`14-1N-28-3410-00100-0030`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,791 sqft Heated Area
Gross Area	5,641 sqft
1st Floor Area	2,297 sqft
Upper Floors Area	338 sqft
Attic	Attic
Attic Area	332 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	59,329 sqft (1.36 acres)
Lot Dimensions	3,090 ft deep x 1,920 ft wide
Garage Area	1,133 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	682 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	141N283410001000030
Street Address	4525 RIVER RANCH RD
City	MILTON
State	FL
Zip	32583-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	RIVER RANCH LOT 3 BLK 1 AS DES IN OR 3918 PG 1760 LESS ALL MIN RIGHTS
Legal Range	28W
Legal Township	01N
Legal Section	14
Legal Subdivision	RIVER RANCH
Legal Block	1
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2042
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4525 RIVER RANCH RD, MILTON, FL 32583-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	202007263
Deed Book / Page	3918 / 1760
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 14, 2020
Property Address	4525 RIVER RANCH RD, MILTON, FL 32583-3226
Document Number	0039181760
Book / Page	003918 / 001760
Instrument Date	Feb 13, 2020
Instrument	7263
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Tax	$4,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 RIVER RANCH RD MILTON FL 325833226, MILTON, FL 32583-3226

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,129.00 (+1.51%) Homeowner's exemption	$562,481 (+3%)	$586,628 (+7.42%) Land $182,400 Building $404,228
2023	$6,038.00 (+0.03%) Homeowner's exemption	$546,098 (+1%) Land $145,920 Building $400,178	$546,098 (+1%) Land $145,920 Building $400,178
2022	$6,036.00 Homeowner's exemption	$540,694	$540,694 Land $145,920 Building $394,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50